MoneySmart

New! A Better Way to Manage and Save Money

Introducing our new budget management tool—Money Smart! Now, it’s easy to manage money, monitor spending and actually see where your money goes. If you want to save money, improve financial health and make financial management easier, MoneySmart is a great tool for you.

With MoneySmart:

  • Get your complete financial picture.
  • Sync accounts with nearly 17,000 financial institutions.
  • Understand spending habits with automatically tagged transactions.
  • Make informed choices with the cash flow calendar.
  • Visually track your progress, reach financial goals quicker and easier.

Add a Goal and Stay on Track

MoneySmart makes it simple to stay on track. Set goals, and maintain your finances responsibly.

Step 1: Select “Add A Goal” on the goal dashboard.
Step 2: Select your desired pay off or savings goal.
Step 3: Fill in the required information.
Step 4: Click the “Create” button to complete the process of adding a new goal.

Keep in mind, your Goal Summary at the bottom of the page will update your completion date and the amount needed per month according to your preferences in the form.

Goals will automatically update your progress and will reflect your day-to-day account balances.

Try MoneySmart by logging in to Home Banking today!

County Teachers Win Golden Apple Awards

Golden Apple Awards Reception Held June 22

Freedom Federal Credit Union President and CEO, Mike MacPherson, with 2018 Golden Apple Annual Education Awards recipients
Freedom Federal Credit Union President and CEO, Mike MacPherson, with 2018 Golden Apple Annual Education Award recipients. (L to R): Jacob Bennett, Kathleen Ford, and Tara Recor

Freedom hosted a reception at the Credit Union’s Park Avenue branch to celebrate this year’s Golden Apple Awards winners. Kathleen Ford, a music teacher at the John Archer School won this year’s grand prize. Ms. Ford received the $2,000 prize for her plan to better connect students with disabilities through music and song. One of Ms. Ford’s goals is to purchase a complete set of Music K-8 magazines and CDs. Her entry also calls for adapted instruments, assistive devices and software. These items will better enable students with severe physical challenges to produce music independently.

Although we received a record number of submissions this year, Ms. Ford’s thoughtfulness and creativity in considering how the award could affect positive change for her students, school, and community made her application standout.

Additionally, two runners-up were selected: Jacob Bennett, Kindergarten Teacher at Havre de Grace Elementary, and Tara Recor, Gifted &Talented Resource Teacher at Prospect Mill and Halls Cross Roads Elementary schools. Both Mr. Bennett and Ms. Recor will receive $500 each to fund initiatives at their respective schools.

The Golden Apple Educator Award benefits Freedom members who work for HCPS and have a creative vision for education that can only be met with community support. Contest applicants must submit an essay demonstrating how their idea would serve their students, class, school and the Harford County community. A panel of Freedom employees, board members, and community leaders judges each year’s entries.

Homeruns for Healthy Kids

Partnership with Aberdeen Ironbirds Benefits Kids

Freedom cares about Harford’s kids. We’ve partnered with the Aberdeen Ironbirds and MedStar Health to create Homeruns for Healthy Kids. Each time an IronBirds player hits a homerun during the season we’ll donate $100! These funds benefit services for children at the MedStar Health Bel Air Medical Campus.

This sponsorship began with the start of the Ironbirds season on June 15 and runs through the end of the regular Ironbirds season, when a check will be presented to MedStar Health at one of the final games.

Homeruns for Healthy Kids builds on Freedom’s partnership with MedStar Health. To date, we’ve donated over $30,000 to MedStar Health to support initiatives benefiting pediatrics and neurological rehabilitation services for children in Bel Air.

Join us in supporting our local team, and our local kids!

Summer of Freedom FCU

It’s the #SummerofFreedomFCU Photo Contest!

#SummerOfFreedomFCU SunglassesStop by any Freedom branch to get your free FreeedomFCU sunglasses. Take a picture with the sunglasses and post to your favorite social media site (Facebook, Twitter or Instagram) using #SummerofFreedomFCU.

It’s that easy to be part of the #SummerOfFreedomFCU! Your entry could win you one of our weekly prizes, or the Grand Prize—$500! 

Members and non-members alike are welcome to enter. And the more often you enter, the better your chance of winning! See our Contest Rules for full details.

  1. Take a fun, creative picture with your Freedom sunglasses
  2. Pick your preferred social channel
  3. Like or Follow Freedom’s page
  4. Post the picture using #SummerofFreedomFCU
  5. Check back every Friday for weekly winner announcements!

Automated Fraud Alerts

Accelerated, Automated

Your Best Defense Against Fraud.

At Freedom, we’re serious about protecting you from fraudulent activity on your accounts. That’s why we’ve strengthened our defenses. Our new automated system can identify threats faster, notify you sooner, and give you the tools you need to take IMMEDIATE action against fraud.

The new system allows you to receive an automated call that easily walks you through reviewing suspicious activity on your card. You may also sign-up to receive Automated Fraud Alerts text messages on your mobile phone.

Our new automated system includes:

  • IMMEDIATE Alerts
    When suspicious activity has been detected on your account, our automated system will contact you by text or phone.
  • 2-Way Communication
    You can take action the second you receive your alert. Simply follow the instructions to answer questions regarding your recent card activity.
  • Real-time Support
    Our live agents are ready to assist you at any time to ensure you receive the best defense exactly when you need it. Don’t delay – you’ll want to sign up to receive the full benefit of this powerful new automated fraud prevention system. Log into Online Banking to register for text fraud alerts today!

Members should be aware that, while Freedom does monitor fraudulent or suspicious account activity and may proactively contact a member about this activity, we will never call and ask for confidential information such as your entire account number or PIN. Please contact us at 1-800-440-4120 to let us know if you have provided confidential information.

Free Onsite Mortgage Consultations

Take Advantage of Our Mortgage Days

Mike Ostrowski, Mortgage Manager, 443-640-4708, MOstrowski@freedomfcu.org  
Mike Ostrowski, Mortgage Manager
443-640-4708
[email protected] 

Get a free onsite mortgage consultation with Freedom’s Mortgage experts! These one-on-one discussions will give you a:

  • Custom mortgage analysis
  • Step-by-step guide to the mortgage process
  • Explanation of your home equity options
  • Free, easy mortgage prequalification

Sessions available on June 1, June 8th, and June 15th. Stop by the branch most convenient to you! To schedule a consultation, call us at 1-800-440-4120.

Mortgage Days Schedule:

June 1, Bel Air South

Mortgage Day location: Fountain Green BranchFountain Green Branch
1304 Churchville Rd, Bel Air 

June 8, Bel Air North & Havre de Grace

Mortgage Day location: Park Avenue BranchPark Avenue Branch
2019 Emmorton Road, Bel Air

 

 

 

 

 

 

Mortgage Day location: Swan Creek Branch

Swan Creek Branch
1830-C Pulaski Highway, Havre de Grace

June 15, Forest Hill & APG South

Mortgage Day location: Forest Lakes BranchForest Lakes Branch
1990 Rock Spring Rd, Forest Hill

 

 

 

 

 

 

Mortgage Day location: Edgewood BranchEdgewood Branch
5002 Hoadley Road, Edgewood Area, APG South

 

 

Spring Shred Day

Shred Day, Saturday, May 12, 9 am–12 pm*

When:

Saturday, May 12th, 9:00 AM – 12:00 PM
*Or until truck is full

Where:

Park Avenue Branch (Located at 2019 Emmorton Rd in Bel Air)

Winner a shredder at Freedoms Shred Day, May 12, 2018 9 am to 12 pmBring your financial documents to shred

    – Please limit the number of boxes to 4

    – No business materials

Enter our Shred Day drawing for a chance to win a new shredder!

Shred Day Drawing/Sweepstakes Rules

Home Selling Seminar May 15

Register Online for Our Free Home Selling Seminar

Are you looking to sell your home? Plan to attend our free Home Selling seminar on May 15 at MedStar Health’s Turner Community Room.

This convenient seminar covers everything from staging to settlement. Topics include how to get the necessary documents in order, what happens when your house goes on the market, and what happens at closing.

Seminar Details:

Date: May 15, 2018

Time: 6:30–8:00 p.m.

MedStar Health location for Freedom Federal Credit Union's free Home Selling seminarLocation:
MedStar Health’s Turner Community room
12 MedStar Blvd, Bel Air (next to our branch on Emmorton Road)

Registration:
Please register for this event. Please register online, or call our Contact Center at 800-440-4120 for assistance.