It’s Tax Time! Get Your Tax Documents

How to Get Your Tax Documents

You can easily get your 2017 tax documents, in Online Banking or through the mail.

  • Getting Tax Documents if you have Electronic Statements (e-Statements)
    If you have e-Statements, 1099s and 1098s are archived and available in Online Banking. First, log in to Online Banking and click on “e-Statements”.**  Once you’re in Online Banking, click the tab for “Tax Forms” to view and/or print your document.
  • Getting Tax Documents if you DO NOT have Electronic Statements (e-Statements)
    We mailed tax forms to members not registered for e-Statements. Forms went to the mailing address we have on file.

Not registered for e-Statements yet?  Log in to Online Banking. Click on the e-Statements tab** and complete the registration steps. That’s all it takes for you to make the most of this convenient service.

Please remember to list Freedom online banking as a trusted site to prevent pop-up blockers from blocking access to e-statements.

If you have any questions, please call us at 1-800-440-4120, or email [email protected]


**Please be sure to disable your browser’s pop-up blocker to ensure our e-Statements page will load successfully for you.

America Saves Week 2018: Feb 26 to Mar 2

Boost Your Savings America Saves Week 2018

Join Freedom during America Saves Week 2018: February 26 – March 2. When you join as a new member and deposit $50, we’ll match your deposit; and we will match $25 for a new young member account.*

Deposit match details:

The deposit match is available to all new Freedom members:

  • $50 for new member adult savings accounts opened with a $50 deposit.*
  • $25 for new member youth savings accounts opened with a $25 deposit.*
  • We will honor matches until March 15th

Take Part in America Saves Week!

  • Take the Pledge
  • Assess your savings
  • Take advantage of our match!
    • Become a member by opening a savings account.
    • Already a member? Refer your friends and family to Freedom so they can get the match!
  • Enter the #ImSavingsForSweepstakes


Enter to win $500 in the #ImSavingForSweepstakes by pledging to save!

  • Tell America Saves your savings goal by taking the America Saves Pledge.
  • Increase your potential prize by $250
    • Share your goal, personal story, or favorite savings tip on social media
    • Use the hashtag #ImSavingForSweepstakes.

*Bonus funds will be placed on hold and released for availability after 60 days. If after 60 days the new member account has not been activated, the funds will be withdrawn and no bonus will be paid out. This special is only available through March 15, 2018.

Tax Season Brings Fraud

Guard Against IRS-Themed Scams

Tax season brings fraud. In one common scam a person pretends to be an IRS agent and threatens to arrest you if you don’t immediately pay a tax debt. Or scammers may claim you have a refund and need to provide your bank or credit card information to receive it. Scammer may contact you by phone, email, letter or online.

The IRS will never initiate contact with individuals by telephone, text messages, email or social media. If you get a call, email or text from someone claiming to be from the IRS it’s fraud.

  • If you get a call from someone claiming to be from the IRS, hang up immediately.
  • Don’t click on any links or content within an email claiming to be from the IRS. Delete it.
  • Only sites that contain “” URLs should be treated as legitimate. If you come across a website, social media link or pop-up window, close it.
  • If you have unresolved business with the IRS, call them directly at 800-829-1040.

For more information from the IRS read this IRS-themed scam alert. You can report scam calls by calling 800-366-4484, or report them online.

For information on current scams and alerts, read our Fraud Alerts page. Subscribe to the newsletter and alerts by clicking the link at the upper-right corner of the section.

ATM Skimmer Detected and Removed

ATM Skimmer Removed From Swan Creek

Freedom detected and removed an ATM skimmer from our ATM at the Swan Creek Branch in Havre de Grace on Friday. We believe that no member information was transmitted or stolen. Nevertheless, we are taking steps to protect members who used the ATM between Thursday morning, February 1 and Friday afternoon February 2. Havre de Grace Police are investigating the incident and analyzing surveillance video.

As a precaution, we issued affected members a new debit card. We have contacting these members directly.

Police have investigated skimmers found at gas stations, ATMs, and gas pumps throughout Harford County and surrounding counties. Remember to be careful when using any ATM or other card terminal, and know how to spot a skimmer.

If you have questions or concerns please contact us at 800-440-4120.

Holiday Closings Schedule for 2018

Holiday closings2018 Holiday Closings

Freedom branches occasionally close for Federal Holidays. In the event of holiday closings, please use our Electronic Banking Services, including our Mobile app.


We will be closed for the following holidays in 2018:


Presidents’ Day                          Monday, February 19

Memorial Day                             Monday, May 28

Independence Day                     Wednesday, July 4

Labor Day                                   Monday, September 3

Columbus Day                            Monday, October 8

Veterans Day                              Monday, November 12

Thanksgiving Day                       Thursday, November 22

Christmas Day                            Tuesday, December 25

‘Twas The Holiday Season!

Twas The Holiday Season
‘Twas The Holiday Season

‘Twas the holiday season and the year’s gone by fast
And this one was different than others that passed
There were challenges a plenty some unexpected for sure,
Yet we met them all expertly like oft times before.

The staff were anticipating the holiday times,
While serving our members was foremost on their minds.
While me in my office trying not to be nervous
Thinking of new ways to excel and improve our great service.

When out in the lobby there arose such a clatter,
I sprang from my chair to see what was the matter.
Away from my desk and straight to the door
Out in the hallway and to the lobby I did soar.

And what, in amazement, should suddenly appear
But a rather large truck pulled by eight tired reindeer
There were ribbons and tinsel hanging on it like vines
And a sign on the side reading “North Pole Van Lines”.

With an old, bearded driver dressed in red overalls
Who, when he jumped from the cab, I knew was S. Claus.
“Just relax”, he exclaimed, “there’s no problem whatever.”
And he reached up and pulled down a large golden lever.

Then the truck opened up and what I saw next
Sent my head spinning; I was amazed and perplexed.
Hundreds of elves now became part of the scene
And they unloaded tools and a massive machine.

I ran over to Santa hoping to get more information
Then he looked at me sadly and offered this explanation.
“In the past you have helped me with a refinance and elf cure
So I knew in my time of need you’d be there for sure.”

“Time and storms have now taken their toll
And my workshop’s unsafe up at the North Pole.”
He continued to talk, which must hesitation,
“I just don’t have funds for the needed renovation.”

“I was hoping to use your branch as a temporary solution
To ensure toys will be ready for Christmas distribution.”
I smiled at Santa then I hugged him real tight
And assured him all would be well upon this winter night.

I said, “We’d be proud to be your North Pole annex.”
And we immediately started creating a toy making complex.
“Santa”, I said, “There’s still more we can do.
Not only right now, but for many more years too”.

“You may not have realized that we do business lending,
But you’re situation is something we can easily be attending.
A business loan for repairs and upgrades with great rates and low fees,
Will solve all your problems and meet all of your needs.”

Santa sighed with relief and broke out in huge laughter
And we worked out a loan so there would be no worries hereafter.
“But for now”, I said, “Let’s just focus on our branch workshop and toys
To make sure we can serve all the good girls and boys.”

Santa said, “Once again, Freedom came to my rescue.
And I can’t thank you enough for all that you do.”
You gave us an experience we’ll always remember
And it will last long after this and every other December.”

Then when all the work was completed and the time had drawn near
Santa and the elves packed up that truck and just disappeared.
Then we heard him exclaim, though well out of sight,
“Happy Christmas to all, and to all a good night.”