Please Note: Due to scheduled maintenance, our Contact Center phone system, as well as our electronic Bill Pay service, will be unavailable from 11pm ET Saturday, Oct. 20, through 5am ET Sunday, Oct. 21. We apologize for this inconvenience, and thank you for your patience as we improve our systems to better serve you.
Freedom Federal Credit Union is excited to introduce our new and improved financial management tool, MoneySmart, now available to all Freedom Members for FREE. MoneySmart will replace the current financial management tool, My Financial Advisor, effective September 30th.
MoneySmart makes it easier to manage money, monitor spending and actually see where your money goes. If you want to save money, improve financial health and make financial management easier, this is great news for you.
**Important Information for Current My Financial Advisor Users**
Your Freedom Federal Credit Union deposit account history for the past 90 days will carry over into the new MoneySmart tool. However, the remaining budgeting information you have saved within My Financial Advisor will not automatically carry over to the new MoneySmart system. We recommend you export your existing information, prior to September 30th, to ensure no loss of data. You can export your My Financial Advisor budgeting information by following these simple steps: 1. Log into Home Banking 2. Click on the “My Financial” Tab 3. Click on “Budget” located on the blue tool bar 4. Select the month you would like to download and click “Export” on the right hand side of the window. 5. Save the file We apologize for any inconvenience this transition may cause. Please export your data from My Financial Advisor by 11:59 PM on September 30th to preserve your data.
Benefits of MoneySmart:
A more complete financial picture, with the ability to sync your accounts from more than 17,000 financial institutions.
Automatically tagged and categorized transactions, so it’s easier to understand spending habits.
Better visual tracking of your progress, allowing you to reach financial goals quicker and easier.
A cashflow calendar that shows what is coming in and going out.
MoneySmart makes it easier than ever to stay on track, set goals, and maintain your finances responsibly.
Introducing our new budget management tool—Money Smart! Now, it’s easy to manage money, monitor spending and actually see where your money goes. If you want to save money, improve financial health and make financial management easier, MoneySmart is a great tool for you.
Get your complete financial picture.
Sync accounts with nearly 17,000 financial institutions.
Understand spending habits with automatically tagged transactions.
Make informed choices with the cash flow calendar.
Visually track your progress, reach financial goals quicker and easier.
Add a Goal and Stay on Track
MoneySmart makes it simple to stay on track. Set goals, and maintain your finances responsibly.
Step 1: Select “Add A Goal” on the goal dashboard.
Step 2: Select your desired pay off or savings goal.
Step 3: Fill in the required information.
Step 4: Click the “Create” button to complete the process of adding a new goal.
Keep in mind, your Goal Summary at the bottom of the page will update your completion date and the amount needed per month according to your preferences in the form.
Goals will automatically update your progress and will reflect your day-to-day account balances.
Freedom hosted a reception at the Credit Union’s Park Avenue branch to celebrate this year’s Golden Apple Awards winners. Kathleen Ford, a music teacher at the John Archer School won this year’s grand prize. Ms. Ford received the $2,000 prize for her plan to better connect students with disabilities through music and song. One of Ms. Ford’s goals is to purchase a complete set of Music K-8 magazines and CDs. Her entry also calls for adapted instruments, assistive devices and software. These items will better enable students with severe physical challenges to produce music independently.
Although we received a record number of submissions this year, Ms. Ford’s thoughtfulness and creativity in considering how the award could affect positive change for her students, school, and community made her application standout.
Additionally, two runners-up were selected: Jacob Bennett, Kindergarten Teacher at Havre de Grace Elementary, and Tara Recor, Gifted &Talented Resource Teacher at Prospect Mill and Halls Cross Roads Elementary schools. Both Mr. Bennett and Ms. Recor will receive $500 each to fund initiatives at their respective schools.
The Golden Apple Educator Award benefits Freedom members who work for HCPS and have a creative vision for education that can only be met with community support. Contest applicants must submit an essay demonstrating how their idea would serve their students, class, school and the Harford County community. A panel of Freedom employees, board members, and community leaders judges each year’s entries.
Freedom cares about Harford’s kids. We’ve partnered with the Aberdeen Ironbirds and MedStar Health to create Homeruns for Healthy Kids. Each time an IronBirds player hits a homerun during the season we’ll donate $100! These funds benefit services for children at the MedStar Health Bel Air Medical Campus.
This sponsorship began with the start of the Ironbirds season on June 15 and runs through the end of the regular Ironbirds season, when a check will be presented to MedStar Health at one of the final games.
Homeruns for Healthy Kids builds on Freedom’s partnership with MedStar Health. To date, we’ve donated over $30,000 to MedStar Health to support initiatives benefiting pediatrics and neurological rehabilitation services for children in Bel Air.
Join us in supporting our local team, and our local kids!
Stop by any Freedom branch to get your free FreeedomFCU sunglasses. Take a picture with the sunglasses and post to your favorite social media site (Facebook, Twitter or Instagram) using #SummerofFreedomFCU.
It’s that easy to be part of the #SummerOfFreedomFCU! Your entry could win you one of our weekly prizes, or the Grand Prize—$500!
Members and non-members alike are welcome to enter. And the more often you enter, the better your chance of winning! See our Contest Rulesfor full details.
Take a fun, creative picture with your Freedom sunglasses
Pick your preferred social channel
Like or Follow Freedom’s page
Post the picture using #SummerofFreedomFCU
Check back every Friday for weekly winner announcements!
Your Best Defense Against Fraud.
At Freedom, we’re serious about protecting you from fraudulent activity on your accounts. That’s why we’ve strengthened our defenses. Our new automated system can identify threats faster, notify you sooner, and give you the tools you need to take IMMEDIATE action against fraud.
The new system allows you to receive an automated call that easily walks you through reviewing suspicious activity on your card. You may also sign-up to receive Automated Fraud Alerts text messages on your mobile phone.
Our new automated system includes:
When suspicious activity has been detected on your account, our automated system will contact you by text or phone.
You can take action the second you receive your alert. Simply follow the instructions to answer questions regarding your recent card activity.
Our live agents are ready to assist you at any time to ensure you receive the best defense exactly when you need it. Don’t delay – you’ll want to sign up to receive the full benefit of this powerful new automated fraud prevention system. Log into Online Banking to register for text fraud alerts today!
Members should be aware that, while Freedom does monitor fraudulent or suspicious account activity and may proactively contact a member about this activity, we will never call and ask for confidential information such as your entire account number or PIN. Please contact us at 1-800-440-4120 to let us know if you have provided confidential information.