Empower Checking

Empower Checking

The new standard of FREE CHECKING!

Open an Empower Checking Account

Power Up Your Earnings

  • Interest Savings

    3.00% APY
    on balances up to $10,000.00

  • Free - No Fees

    No Account or Maintenance fees

  • No Minimum Balance

    No minimum balance

  • Interest Savings

    0.25% APY
    on balances above $10,000

See Your Earning Power

Requirements to Maximize Your Earnings:

  • Opt-in to electronic statements
  • Complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card

Earn more while you save on fees by opening a FREE Empower Checking account today!

Get Empower Checking

What our members are saying...

I appreciate the time that is taken by all of the employees to ensure 100% customer satisfaction each and every time I visit Freedom.

— Michelle T.

Disclosures

Annual Percentage Yield (APY) as of November 1, 2019. If your account meets the criteria described below, you will earn 3.00% Annual Percentage Yield (APY) on balances up to $10,000 and 0.25% APY on balances of $10,000.01 and higher. Balances that do not meet the account requirements for a given month will earn 0.05% APY. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. To earn the higher rate, you must opt-in to electronic statements, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card. To qualify, debit card transactions must process, post, and clear within the calendar month. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Product and rates subject to change. Membership eligibility applies.