Power Up Your Earnings

Empower Checking is the new standard of FREE CHECKING!

Earn 3.00% APY* on your average monthly balance up to $10,000.

Plus — Earn 0.25% APY on funds in excess of $10,000.

Earn more on your dollar, while maintaining full access to your account.
  • No minimum balance requirements
  • No monthly account and maintenance fees

Requirements to Maximize Your Earnings:

  • Opt-in to electronic statements
  • Complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card
Earn more while you save on fees by opening a FREE Empower Checking account today!

Balances that do not meet the account requirements for a given month will earn 0.05% APY.

Open an Empower Checking Account

See Your Earning Power

Account Balance

Empower Checking APY

Empower Checking Earnings

$5,000.00

3.00%

$150.00

$10,000.00

3.00%

$300.00

$25,000.00

0.25%

$337.50

Open an Empower Checking Account

 

 

 

Account Features

3.00% APY on balances up to $10,000.00.

0.25% APY on balances of $10,000.01 and higher.

Free. No account maintenance fees.

No minimum balance.

Disclosures

Annual Percentage Yield (APY) as of November 1, 2019. If your account meets the criteria described below, you will earn 3.00% Annual Percentage Yield (APY) on balances up to $10,000 and 0.25% APY on balances of $10,000.01 and higher. Balances that do not meet the account requirements for a given month will earn 0.05% APY. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. To earn the higher rate, you must opt-in to electronic statements, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card. To qualify, debit card transactions must process, post, and clear within the calendar month. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Product and rates subject to change. Membership eligibility applies.