Exclusive Realtor Offer
Exclusive to members of HarCAR and GBBR
For Your Business
- Quick process from application to closing
- Local, in-house underwriting
- Easy application and loan processing
- Mortgages for commercial properties and residential investment properties
- Earn 3.00% APY** on your Empower Checking account2
- Save up to 2.00% APR* when you refinance your auto loan3
- 2 FREE Skip-A-Pays are available annually on eligible loans4
- Earn an average of $1500 in cash rewards with a HomeAdvantage™ mortgage5
- $25 match on new Youth Accounts6
- Separate accounts for you and your business
Lisa SnodgrassTitle: Business Development Director
HarCAR and GBBR members have special benefits that only come with this exclusive offer from Freedom. If you have questions about this member program, contact your relationship manager, Lisa Snodgrass at 410-612-2123 or firstname.lastname@example.org. Lisa is happy to explain all the ways Freedom can assist you in your personal and professional goals!
*APR = Annual Percentage Rate. **APY = Annual Percentage Yield
1 Each $100 match will be issued when either a new Consumer membership or Business Banking membership is established along with an affiliated Checking Account and you make a $100 deposit in that account. If a $100 deposit is not made within 90 days of account opening, the bonus will be withdrawn.
2 Eligible members will earn 3.00% Annual Percentage Yield (APY) on balances up to $10,000 and 0.25% APY on balances of $10,000.01 and higher if they opt-in to electronic statements, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using their Freedom Federal Credit Union debit card. Balances that do not meet the account requirements for a given month will earn 0.05% APY. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. To qualify, debit card transactions must process, post, and clear within the calendar month. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Product and rates subject to change.
3 Minimum APR 2.99% is subject to meeting credit criteria. Actual rates are based on individual creditworthiness and may be higher
based on credit performance. Financing up to retail value of the auto is available. Certain restrictions apply. Estimated monthly
payment per $1,000 borrowed is $17.18 for 63 months at 2.24% APR. Refinancing available only on auto loans from another
financial institution. Not available on loans originated through Freedom Federal Credit Union.
4 Eligible to skip your loan payment(s) twice per year for free. Not valid on mortgages, home equity lines/loans and credit card. All requests are subject to approval. Certain restrictions apply.
5 Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage™ network of approved realtors.
6 Match of up to $25 on account opening deposit, paid at time of account opening, will be deposited into the savings account. Bonus must stay in the account for 90 days.
Federally insured by the NCUA. Equal Housing Lender.