Youth Accounts
Youth Savings, Checking, Loans and Cards
Youth Savings by Age
Freedom has a variety of great youth programs for newborns to young adults. We also have resources to teach financial education, encourage savings, and provide a safe entry into the world of money management and credit.
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Stork
From newborns to age 2. Free Freedom piggy bank upon enrollment to encourage saving money. Stork Club members automatically transfer into the Kirby Kangaroo Club on their third birthday.
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Kirby
For ages 3 to 12. Earn Kirby Bucks with every deposit and save for great prizes! Kirby Kangaroo members automatically transfer into CU Succeed on their thirteenth birthday.
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CU Succeed
For ages 13 to 17. CU Succeed helps students learn age-appropriate practical information on topics like managing money, buying a first car and responsibly using debit and credit cards.
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Choices
For young adults ages 18 to 25. The Choices program is designed to help young adult members manage their saving, checking, and credit independently, and to understand financial choices.
Other Youth Products
YOUTH CHECKING
Perfect option to help young members get started with a checking account! Available to young people 16 and up, with a co-signer. Youth checking accounts have no minimum deposit and no maintenance fees. Deposits of $100 or more earn dividends. Youth checking accounts also offer free debit cards and checks, online banking, and our banking app.
CUSTODIAL MINOR ACCOUNTs
A custodial minor account, also known as a UTMA (Uniform Transfers to Minors Act) account, is a great way to set aside funds for a child’s future. The account is owned by the child and managed by a parent or other adult custodian until the child reaches the age set by state law. Because of this structure, certain restrictions apply to ensure the funds are used for the child’s benefit. This type of account must be opened at a branch.
These accounts are designed to support long-term goals and help build a strong financial foundation as the child grows. Learn more about UTMA accounts.
YOUTH ANYTHING LOANS
Are you 18 or older and have a job? Do you need a new smart phone, tablet or other item under $1,000? Whether you have a previous credit history or not, give us a call!
FIRST-TIME CAR OR HOME LOANS
Are you new to the car-buying or home-buying process? At Freedom special terms and consideration are given to first-time buyers, and we love to answer questions! Give us a call.