Fuel Your Rewards

Gas prices are higher than ever. Reduce your pain at the pump with 4X REWARDS ON GAS with Freedom's Platinum Rewards VISA.

Rewards Visa

Online Banking Login

Open an Account

Apply for a Loan
or Credit Card

Forms

Helping You Reach Your Financial Dreams

Embrace Your New Beginning

Resolving your debt is a great way to start the new year. Freedom is offering a special 0% Balance Transfer or a 4.99% Debt Consolidation Loan to help you towards becoming debt-free in 2022.

Learn More ≫

Empower Checking

Live More. Do More. Earn 3.00% APY on balances up to $10,000 with a FREE Empower Checking account. A worry free way to save big.

Learn More ≫

Anything Loan...and we mean ANYTHING.

Whatever the situation, Freedom is committed to providing the support you need to see you through. As Low As 4.99% APR and deferred payments up to 90 Days.

Learn More ≫

Financial Planning for a Better You

Freedom is pleased to offer financial planning and wealth management services through our trusted partner, The Kelly Group.

Learn More ≫

Experience the Freedom of Contactless Credit Cards

Freedom is reissuing all personal and business credit cards with Contactless tap-and-go technology, and a sleek new design.

Learn More ≫

Download Freedom's Card Manager App

Freedom’s Card Manager is a free mobile app that gives you advanced control, convenience, and security over your Freedom debit and credit cards, right from your smartphone or tablet.

Learn More ≫

“

WHAT OUR MEMBERS ARE SAYING...

I appreciate the time that is taken by all of the employees to ensure 100% customer satisfaction each and every time I visit Freedom.

— Michelle T.

WE’D LOVE TO HEAR FROM YOU! Share your experience with us.

Today's Loan Rates

See all rates ≫

Variable-Rate Home Equity Line of Credit

As low as

5.50 % APR

Fixed-Rate Home Equity Line of Credit

As low as

3.99*

% APR

Auto Loan

As low as

3.74* % APR

Debt Consolidation Loan

As low as

4.99* % APR

Anything Loan

As low as

4.99* % APR

Visa Credit Card

As low as

6.24%

% APR

News and Community Impact

CONTEST

Summer of Freedom

#SummerofFreedomFCU is BACK for 2022! Pick up a free pair of sunglasses while supplies last and post pics featuring your new frames through ...

Read

NEWS

A Complete Line of Personal and Business Credit Cards

Our credit cards are no longer our best kept secret. Cardrates.com recently published a feature story about Freedom's great card offerings, ...

Read

NEWS

June Newsletter

Catch up on the latest news and promotions from Freedom in our member e-Newsletter. You could win a $25 eGift card just for reading ...

Read

CAREERS

We're Hiring!

Find a rewarding career right here at Freedom Federal Credit Union. Visit our careers page now ...

Read

FREEDOM PHILOSOPHY

I Know I Don't Know

Freedom's culture is driven by a shared philosophy, Freedom's President and CEO, Mike MacPherson, shares this philosophy through his blog. ...

Read

NEWS

New Benefits for Educators

Freedom introduces a newly revamped financial program exclusively for educators ...

Read

More Recent News and Events ≫

Mobile Deposit is Super Convenient

Start Mobile Banking

GET SOCIAL

Join Us On Facebook for the Latest and Greatest from Freedom

Fuel your Rewards

Gas prices are higher than ever. Reduce your pain at the pump with 4X REWARDS ON GAS with Freedom's Platinum Rewards VISA.

Rewards Visa

Helping You Reach Your Financial Dreams

Anything Loan... and we mean ANYTHING.

Whatever the situation, Freedom is committed to providing the support you need to see you through. As Low As 4.99% APR and deferred payments up to 90 Days.

Learn More ≫

Empower Checking

Live More. Do More. Earn 3.00% APY on balances up to $10,000 with a FREE Empower Checking account. A worry free way to save big.

Learn More ≫

Financial Planning for a Better You

Freedom is pleased to offer financial planning and wealth management services through our trusted partner, The Kelly Group.

Learn More ≫

EMBRACE YOUR NEW BEGINNING

Resolving your debt is a great way to start the new year. Freedom is offering a special 0% Balance Transfer or a 4.99% Debt Consolidation Loan to help you towards becoming debt-free in 2022.

Learn More ≫

Experience the Freedom of Contactless Credit Cards

Freedom is reissuing all personal and business credit cards with Contactless tap-and-go technology, and a sleek new design.

Learn More ≫

Download Freedom's Card Manager App

Freedom’s Card Manager is a free mobile app that gives you advanced control, convenience, and security over your Freedom debit and credit cards, right from your smartphone or tablet.

Learn More ≫

We offer a complete suite of products, services, tools and advice!

Quick Links to Personal Products and Services

Checking & Savings

Checking Accounts Easy Saver Savings Accounts IRAs Money Markets Saving Accounts Accounts for People Under 26

Loans & Credit Cards

Anything Loans Credit Cards Debt Consolidation Home Equity Loan Home Equity Line-of-Credit Vehicle Loans

Digital Services

Bill Pay Digital Wallets Mobile Check Deposit Funds Transfers Mobile App

General Services

Automated Fraud Alerts Overdraft Protection Skip-A-Pay Telephone Banking

“

WHAT OUR MEMBERS ARE SAYING...

I appreciate the time that is taken by all of the employees to ensure 100% customer satisfaction each and every time I visit Freedom.

— Michelle T.

WE’D LOVE TO HEAR FROM YOU! Share your experience with us.

Today's Loan Rates

See all rates ≫

Variable-Rate Home Equity Line of Credit

As low as

5.50 % APR

Fixed-Rate Home Equity Line of Credit

As low as

3.99*

% APR

Auto Loan

As low as

3.74* % APR

Debt Consolidation Loan

As low as

4.99* % APR

Anything Loan

As low as

4.99* % APR

Visa Credit Card

As low as

6.24%

% APR

News and Community Impact

CONTEST

Summer of Freedom

#SummerofFreedomFCU is BACK for 2022! Pick up a free pair of sunglasses while supplies last and post pics featuring your new frames through ...

Read

NEWS

A Complete Line of Personal and Business Credit Cards

Our credit cards are no longer our best kept secret. Cardrates.com recently published a feature story about Freedom's great card offerings, ...

Read

NEWS

June Newsletter

Catch up on the latest news and promotions from Freedom in our member e-Newsletter. You could win a $25 eGift card just for reading ...

Read

CAREERS

We're Hiring!

Find a rewarding career right here at Freedom Federal Credit Union. Visit our careers page now ...

Read

FREEDOM PHILOSOPHY

I Know I Don't Know

Freedom's culture is driven by a shared philosophy, Freedom's President and CEO, Mike MacPherson, shares this philosophy through his blog. ...

Read

NEWS

New Benefits for Educators

Freedom introduces a newly revamped financial program exclusively for educators ...

Read

More Recent News and Events ≫

Ready to Belong To Something Special?

Join Freedom FCU

Prefer not to apply online? Stop by one our six branches throughout Harford and Baltimore County, email us, or call 1-800-440-4120

GET SOCIAL

Join Us On Facebook for the Latest and Greatest from Freedom