Introducing Empower Checking

This is Free Checking... Reimagined.
Earn 3.00% APY* on balances up to $10,000 with no maintenance or monthly fees. Power Up Your Earnings.

Learn about Empower
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Online Banking Login
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Add an Account
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Apply for a Loan
or Credit Card
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Forms

Helping You Reach Your Financial Dreams

VISA Platinum Rewards

Countdown To More

Freedom's VISA Platinum Rewards Credit Card is offering a 0% APR" for 15 months plus 3X the rewards on restaurants, 2X the rewards on gas and groceries, and 1X the rewards on everything else!
Learn More ≫
Mortgage

Mortgage Loans at Affordable Rates

Homes aren't one-size-fits-all, and neither are home buyers. You need a partner you can trust, that will personalize a home loan option to fit your needs. With competitive rates, low fees and an application process that is straightforward and easy, our mortgages are designed with you in mind.
Learn More ≫
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Anything Loan...and we mean ANYTHING

You may be in need of financial support that doesn’t fit a specific loan category. Not everything does, so we offer our Anything Loan to help fund whatever it is that you need. See how an Anything Loan can help you!
Learn More ≫
Family gathered around computer learning about financial wellness

Financial Wellness Made Easy

Freedom’s NEW Financial Education Center is the First Step to Financial Wellness. From financial calculators and money basics to paying for college and planning for retirement. Try out our interactive learning modules for all ages.
Learn More ≫

Today's Loan Rates

See all rates ≫
Variable-Rate Home Equity Line of Credit
As low as
5.00* % APR
Fixed-Rate Home Equity Line of Credit
As low as
4.24* % APR
Auto Loan
As low as
2.89* % APR
Debt Consolidation Loan
As low as
4.49* % APR
Anything Loan
As low as
4.99* % APR
Visa Credit Card
As low as
5.74* % APR

News and Community Impact

More Recent News and Events ≫
Nov NL Capture
NEWS

November Newsletter

Catch up on the latest news and promotions from Freedom in our member e-Newsletter. Don't miss your chance to win a $25 VISA gift card just ...

Read

Mobile Deposit is Super Convenient

Start Mobile Banking

Introducing Empower Checking

This is Free Checking... Reimagined.
Earn 3.00% APY* on balances up to $10,000 with no maintenance or monthly fees. Power Up Your Earnings.

Learn about Empower

Helping You Reach Your Financial Dreams

VISA Platinum Rewards

Countdown To More

Freedom's VISA Platinum Rewards Credit Card is offering a 0% APR" for 15 months plus 3X the rewards on restaurants, 2X the rewards on gas and groceries, and 1X the rewards on everything else!
Learn More ≫
Mortgage

Mortgage Loans at Affordable Rates

Homes aren't one-size-fits-all, and neither are home buyers. You need a partner you can trust, that will personalize a home loan option to fit your needs. With competitive rates, low fees and an application process that is straightforward and easy, our
Learn More ≫
dentist leaning into camera

Anything Loan...and we mean ANYTHING

You may be in need of financial support that doesn’t fit a specific loan category. Not everything does, so we offer our Anything Loan to help fund whatever it is that you need. See how an Anything Loan can help you!
Learn More ≫
Family gathered around computer learning about financial wellness

Financial Wellness Made Easy

Freedom’s NEW Financial Education Center is the First Step to Financial Wellness. From financial calculators and money basics to paying for college and planning for retirement. Try out our interactive learning modules for all ages.
Learn More ≫

We offer a complete suite of products, services, tools and advice!

Checking & Savings
Checking Accounts Easy Saver Savings Accounts Individual Retirement Accounts (IRAs) Money Market Accounts Saving Accounts Accounts for People Under 26
Loans & Credit Cards
Anything Loans Credit Cards Debt Consolidation Home Equity Loans and Lines of Credit Lines-of-Credit Vehicle Loans
Digital Services
Bill Pay Digital Wallets Electronic Check Deposit Funds Transfers Mobile App
General Services
Automated Fraud Alerts Overdraft Protection Skip-A-Pay Telephone Banking
smiling woman in sun glasses

double quote down image If you want to work with a credit union that is fair and friendly, Freedom Federal is the place for you. Everyone, no matter the location, has always been welcoming, helpful, knowledgeable, hardworking, and time efficient. I truly thank them for always being easy to work with and trustworthy. double quote up image

- Brittany S.

Today's Loan Rates

See all rates ≫
Variable-Rate Home Equity Line of Credit
As low as
5.00* % APR
Fixed-Rate Home Equity Line of Credit
As low as
4.24* % APR
Auto Loan
As low as
2.89* % APR
Debt Consolidation Loan
As low as
4.49* % APR
Anything Loan
As low as
4.99* % APR
Visa Credit Card
As low as
5.74* % APR

News and Community Impact

More Recent News and Events ≫
Nov NL Capture
NEWS

November Newsletter

Catch up on the latest news and promotions from Freedom in our member e-Newsletter. Don't miss your chance to win a $25 VISA gift card just ...

Read

Ready to Belong To Something Special?

Join Freedom FCU

Prefer not to apply online? Stop by one our five branches throughout Harford County, email us, or call 1-800-440-4120