Credit Cards
Make the Switch to a Freedom Visa® Credit Card... featuring contactless tap & go technology.
Choose the Card That's Right for You
0% APR* FOR 15 MONTHS INTRODUCTORY RATE1 FOR PURCHASES AND BALANCE TRANSFERS made in the first 90 days ON FREEDOM PLATINUM AND PLATINUM REWARDS CREDIT CARDS!2
(After the introductory period: 12.99% – 18.00% for Platinum or 14.49% – 18.00% APR for Platinum Rewards)
Freedom offers three Platinum variable-rate credit cards, allowing you to choose the card that’s right for you—Platinum, Platinum Rewards, or Platinum Share-Secured.
CONTACTLESS CREDIT CARDS HAVE ARRIVED
All of Freedom’s credit cards now feature a sleek new look and contactless tap and go technology.
Contactless payments are easy. Cardholders simply tap their contactless card on the contactless enabled checkout. They are also fast and convenient to use in places where customers need to pay on the go. And, just like transactions made with a chip card, each contactless card transaction is accompanied by a one-time code that protects the payment information.
Unlike cash, contactless payments let cardholders keep better records of their purchases. They can still do everything they would do with another credit card, including adding a tip, getting cash back (if available), and more.
More Great Card Benefits
All of Freedom’s Visa Platinum card options feature:
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- Competitive low variable APR*
- No annual fee2
- No finance charges on new card purchases if the monthly balance is paid in full.
- Same APR* for balance transfers, purchases, or cash advances2
- Online account access: Access your Visa credit card to easily check your balance and available credit and to make safe, secure transactions on your account
- Secure Online Purchasing — Add extra security to your Freedom Visa Credit Card when making purchases online with Visa Secure
- Roadside Dispatch® — Dependable roadside assistance, 24 hours a day, 7 days a week has never been easier.
- EMV Chip technology for safer transactions
With every qualifying purchase, you earn CURewards points:
- 4X points on video streaming services
- 3X points on restaurants, take-out, and food delivery
- 2X points on gas and groceries
- 1X points on everything else
Redeemable for CASH BACK3, and on a wide variety of premium merchandise, travel discounts, or gift certificates. You choose!
Now earn points even faster. Get 1,000 bonus points when you open the card, and 1,500 bonus points with your first transaction.
No Annual Fee. Other fees may be applicable with use such as a Balance Transfer Fee, Cash Advance Fee, or Foreign Transaction Fee.2
LEARN MORE ABOUT
Freedom's Platinum Rewards VisaOffers a competitive, low APR*, and all the great convenience of a Platinum card!
No Annual Fee. Other fees may be applicable with use such as a Balance Transfer Fee, Cash Advance Fee, or Foreign Transaction Fee.2
A great tool to help members of any age establish or rebuild a positive credit history. A Share-Secured Visa credit card allows you to borrow against a balance that you provide upon enrolling. The balance established in the account serves as collateral should you default on credit card payment.
9.24% APR (Based on Prime)
No Annual Fee. Other fees may be applicable with use such as a Balance Transfer Fee, Cash Advance Fee, or Foreign Transaction Fee.2
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Credit Card Rewards
CURewards are redeemable for 1% CASH BACK3, or a wide variety of premium merchandise, travel discounts, or gift certificates. You choose!
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Secure Online Purchasing
Add extra security to your Freedom Visa Credit Card when making purchases online with Visa Secure
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Balance Transfers
Each of Freedom’s Visa cards offer the same APR* for balance transfers, purchases, or cash advances2. Apply for a Visa Balance Transfer
Disclosures
*APR is ANNUAL PERCENTAGE RATE. Rate is effective August 7, 2023.
1 The introductory rate will revert to the current standard rate as applicable after the promotional period: 12.99% – 18.00% APR for Platinum or 14.49% – 18.00% APR for Platinum Rewards, based on individual credit worthiness. Rates are effective July 28, 2023 and subject to change. Rate will vary with the market based on Prime. External Loan Rate Sheet 08-07-2023.
2 The 0% introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. A 3% balance transfer fee is applicable to these balance transfers. This offer is available on the Platinum VISA and the Platinum Rewards VISA credit cards only. Any existing balances on Freedom Federal Credit Union credit card accounts are not eligible for the Introductory APR for balance transfers. Other fees may be incurred from using one of Freedom’s cards, including a cash advance fee, $10 or 2.00% of each cash advance, whichever is greater, and a Foreign Transaction Fee, 1.00% of each transaction in US Dollars.
3 With every qualifying purchase, you earn CURewards points, redeemable for 1% CASH BACK, or merchandise, travel discounts, or gift certificates. Redeem points online at curewards.com. 1,000 bonus points awarded at account opening and 1,500 points bonus points awarded at first retail charge. Ongoing purchases of streaming video services earn 4x points, or 4 points for every dollar charged. Ongoing charges at restaurants earn 3x points, or 3 points for every dollar charged. Ongoing purchases of gas and groceries earn double points or 2 points for every dollar charged. This promotion is an ongoing promotion and is subject to change at any time. For only 5,000 points you can redeem for $50, which may be deposited into your Freedom account or used for a $50 payment on your Freedom Visa. Redeem for additional funds in increments of 5,000 points.
Rates are available on approved credit. Not all applicants will qualify for the lowest rate. The rates are the same for balance transfers and cash advances. Other fees may apply. No finance charges on new card purchases if the balance is paid in full each month within 25 days of the billing date.
Important information regarding rate, fee and other cost information can be found on the Visa Application and Solicitation Disclosure and Consumer Credit Card Agreement.