It's Your Money—Don't Pay to Use it!
There’s no reason you should pay to use your own money. No matter which Freedom checking account you choose, you’ll never pay a monthly maintenance fee here. Plus, we provide freebies like Mobile and Online Banking, free e-Statements, free MasterCard® Debit Card transactions, and nationwide access to over 80,000 fee-free ATMs.
Mistakes happen and sometimes there are not enough funds in a checking account to cover all debit charges. We offer multiple options for overdraft protection.
This is Free Checking… Reimagined.
Earn 3.00% APY* on balances up to $10,000 with no maintenance or monthly fees. Power Up Your Earnings.
- Bill Payer is free when the account is active with at least one transaction performed each month. If Bill Payer is not active, a $7 monthly service charge is applied. Online gift check costs $2.99. Online charitable donation is $1.99.
- In-network includes ATMs at Freedom branches or other locations, MoneyPass®, and select Baltimore area credit unions.
- Freedom does not have control over fees that may be charged by other financial institutions, third party service providers, or
*Empower Checking is Freedom’s high yield checking account, which offers a special high dividend rate to enrolled members who meet the specified qualifications each month. See Empower Checking page for complete details. All rates are subject to change without notice.
** Youth Checking Accounts are available to Youth Club members aged 16 – 17 only when they have a parent or guardian serve as a joint owner of the account.