Vehicle Loans

Vehicle Loans

Cruise into competitive rates and exceptional service when you choose Freedom for your loan provider.

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Freedom makes it easy to get behind the wheel of your dream car, offering you competitive rates, flexible terms up to 84 months, and a simple application process, we stand out as your ideal choice for auto loans.

Can I Get a Discount on My Rate?

Absolutely! Reduce your auto loan rate by .25% when you enroll in e-Statements, and arrange for an automated loan payments1

I Don’t Want to Pay for THE FIRST 90 Days2

Good news! Your first payment may be deferred for 90 days on select auto loans.

I want to Skip Some Payments3

You can Skip A Pay or 2, and up to 6 times over the life of the loan! For just a $35 fee, you can skip a payment. To request to Skip a payment on your loan(s), simply download and complete the Skip-A-Pay Application Form then follow the instructions for submitting.


*First time Buying a Car? Talk with us about a first-time auto buyer program by calling 1-800-440-4120.

Ready to Apply?

Secure a New or Used Auto Loan with flexible terms up to 84 months!

Apply for an Auto LoanView Auto Loan Rates
  • Online Banking

    Automated Payments

    Schedule your payment to be automatically deducted from your checking or savings account at any financial institution. Use the ACH Loan Payment Form to request this service.

  • High Tech Protection

    Proof of Insurance

    Freedom offers a convenient way to provide the proof of insurance information required for a Freedom auto loan. The self-service portal allows you to add insurance coverage information to a new loan or update details on an existing auto loan. Once you have completed the process, your proof of insurance information will be automatically updated on your Freedom auto loan.

  • Calculator

    Insurance Discounts

    See what you can save on Auto Insurance! Freedom members are eligible for discount insurance policies provided through Liberty Mutual Insurance. Members can get a 10% Discount. Get an instant quote online or contact the local Liberty Mutual Representative and let them know you are a Freedom member.

More Than Car Loans....

Sure, Freedom offers competitive financing terms and rates on automobiles, but we also help people finance motorcycles, RVs, and boats! On top of that, we’ve got a great program for refinancing auto loans from other financial institutions to lower your rate and save you money.

  • Motorcycle

    Apply for a term up to 84 months.

  • Boat

    Apply for a term up to 120 months.

  • RV

    Apply for a term up to 180 months.



TAKE 2.00% apr off your current auto loan rate


Save hundreds or even thousands over the life of your loan.

Learn More About Auto Refinance
Defer up to 90 days

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First time Buying a Car?

Talk with us about a first-time auto buyer program by calling 1-800-440-4120.

I Need a Pre-Approval

Apply for a pre-approval in any Freedom branch, or take advantage of on-site financing through Freedom at any of our Preferred Auto Dealers.
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Help Me Find A New/Used Car

See our AutoSmart page for assistance finding a great new or used car.
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1 0.25% discount available for members who establish e-Statements, and automated loan payments. Automated payment must cover monthly loan payment amount.

2 First payment may be deferred for 90 days. Interest will continue to accrue from the date of loan disbursal due once payments begin. Available on select auto loans. Not all applicants will qualify for the 90-day deferred payment. Certain restrictions apply. Speak with representative for complete details.

3 Skip-A-Pay is limited to twice a year with a maximum of six over the life of the loan. All requests are subject to approval by Freedom’s Loan Department.