Vehicle Loans

1 0.25% discount available for members who establish e-Statements, and automated loan payments from a Freedom FCU Savings or Checking account. Automated payment must cover monthly loan payment amount.

2 First payment may be deferred for 90 days. Interest will continue to accrue from the date of loan disbursal due once payments begin. Available on select auto loans. Not all applicants will qualify for the 90-day deferred payment. Certain restrictions apply. Speak with representative for complete details.

3 Skip-A-Pay is limited to twice a year with a maximum of six over the life of the loan. All requests are subject to approval by Freedom’s Loan Department.

*APR=Annual Percentage Rate. Rate, terms, and conditions are subject to change without prior notification. Actual rate may vary based on the term, loan amount, your credit history, and other factors. New Auto – 48 months APR 5.99% at $23.48 per $1,000. Example loan amount $20,000 with an estimated monthly payment of $ 470.00.  Used Auto – 48 months APR 6.39% at $ 23.67 per $1,000. Example loan amount $20,000 with an estimated monthly payment of $ 473.00. New Boat – 72 months APR 5.54% at $ 16.37 per $1,000. Example loan amount $20,000 with an estimated monthly payment of $ 327.20. Used Boat – 72 months APR 5.99% at $ 16.58 per $1,000. Example loan amount $20,000 with an estimated monthly payment of $ 331.44. New Motorcycle – 48 months APR 4.99% at $ 23.03 per $1,000. Example loan amount $14,999 with an estimated monthly payment of $ 345.40. Used Motorcycle – 48 months APR 5.49% at $ 23.26 per $1,000. Example loan amount $ 14,999 with an estimated monthly payment of $ 348.82.  New and Used RV (2020-2025) – 180 months APR 5.74% at $8.30 per $1,000. Example loan amount $75,000 with an estimated payment of $ 622.41.