REFI YOUR RIDE

REFI YOUR RIDE

TAKE 2.00% APR1 OFF YOUR CURRENT AUTO LOAN RATE!

Apply Online Now

Refinance your auto loan from another financial institution to lower your rate by 2.00%2

We can approve your loan in minutes – either online, on the phone, or at a branch.

Defer up to 90 Days

Make NO payments up to 90 days.3

Apply Online Today!
Defer up to 90 days

  • Interest Savings

    Save an additional .25%

    Enroll in Automated Payments and eStatements to save even more.4

  • e-statements

    Flexible Terms

    Freedom offers flexible terms up to the remaining length of your existing loan.

  • High Tech Protection

    Extended Protection

    Select exclusive offers for gap insurance and extended warranties for complete auto protection when it counts.

Save hundreds or even thousands over the life of your loan

Don’t take our word for it.  Let us show you an example of how much you could save with a 2% reduction to your loan’s APR.5

  • Loan Balance

    Loan Balance

  • Loan Term

    Loan Term

  • Interest Rate

    Interest Rate

  • Total Interest Expenses

    Total Interest Expenses

Existing Auto Loan Example

  • Loan Balance

    $25,000

  • Loan Term

    60 Months

  • Interest Rate

    5.50%

  • Total Interest Expenses

    $3,656

REFI WITH FREEDOM

  • Loan Balance

    $25,000

  • Loan Term

    60 Months

  • Interest Rate

    3.50%

  • Total Interest Expenses

    $2,290

  • SAVE $1,366!

REFI MY RIDE

Apply Online Now

Contact Freedom to see how much you could save by refinancing.

Auto Refinancing

  • Thank you for your interest in Freedom's Auto Refinancing options. Please provide the following information, and you will be contacted by a Financial Service Representative.
  • What is your name? * Required
  • Are You a Freedom Member? * Required
  • When Will You Be Ready to Refinance? * Required
  • This field is for validation purposes and should be left unchanged.

Disclosures

1 Minimum APR 2.24% APR = Annual Percentage Rate. Actual rates are based on individual creditworthiness and may be higher based on credit performance. Certain restrictions apply. Estimated monthly payment per $1,000 borrowed is $17.63 for 60 months at 2.24% APR.

2 Refinancing available only on auto loans from another financial institution. Not available on existing loans with Freedom Federal Credit Union.

3 First payment may be deferred for 90 days. Interest will continue to accrue from the date of the loan disbursal and become due once payments begin. Not all applicants will qualify for 90-day deferred payment. Subject to credit criteria. Existing auto loan must be open for at least six (6) months. New loan term with Freedom cannot exceed 66 months.

4 Minimum APR of 1.99% includes a 0.25% discount with e-statements and automated payment enrollments. Automated payment must cover monthly loan payment amount.

5 Depending on loan terms, your monthly payments may or may not be reduced. Any actual amount of money you save will vary.