Tax Information

Absolutely—and welcome to Freedom! If you’re coming from Atlantic Financial Federal Credit Union (AFFCU), all of the information on this page applies to you. Since your accounts are now part of Freedom, the tax details shared here are exactly what you’ll need as you prepare your documents.

Members who earned less than $10 in dividends or bonuses in 2025 will not receive a tax form. Members who earned $10 or more and/or who had a mortgage loan with Freedom during 2025 will be issued the appropriate tax form.

If you were registered for e-Statements as of January 13, 2026, your tax documents will be accessible through Online and Mobile Banking. If you were not registered for e-Statements as of January 13, 2026, your tax documents will be sent via mail, by January 31, 2026.

If accessing Online Banking in a web browser, click on the Documents tile on the Dashboard. The e-Statement portal will launch. Choose Tax Form from the Document Type dropdown.  Your available tax documents will be accessible alongside your monthly statements and may be saved and/or printed as needed.

If accessing through Mobile Banking, click on the Documents tile on the Dashboard. The e-Statement portal will launch. Choose Tax Form from the Document Type dropdown.  Your available tax documents will be accessible in this area.

In compliance to IRS rules/regulation, all IRA-related tax documents will be mailed to the address on file by January 31, 2026.

Freedom’s FEID/TIN is 52-0684225. This number is also available on your downloaded or printed tax statement.

Freedom’s state ID number is 01588336.

Some tax filing software (for example, iFile) may require this number when processing 1099-R forms.

This state ID number was not pre-populated on the issued 1099-R forms. These 1099-R forms are still valid and will not be reissued; please add the state ID number where required.

Freedom’s routing number/ABA is 255077299. Your full, 13-digit account number that is required for successful posting of automatic deposits can be found in Online or Mobile Banking by clicking on the appropriate share account and navigating to the Details section. You can also find the full routing and account number on the bottom of your checks.

*For incoming AFFCU members, you may also use your existing AFFCU checks to locate your full 13-digit account number by following this guide.