IF YOU HAVE BEEN A VICTIM OF IDENTITY THEFT :
- Place fraud alerts with credit bureaus. The contact information for the bureaus is as follows:
Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241.
Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013.
TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790.
- Check your credit reports. You are entitled to order free copies of your credit reports, and, if requested, only the last four digits of your Social Security number will appear on the credit reports. Once the credit reports are received you should review them carefully. You should be looking for inquiries from companies you have not contacted, accounts you did not open, and debts that you cannot explain. If you find fraudulent or inaccurate information, you should have it removed by contacting the bureau.
- If necessary file a police report and obtain a copy from the officer.
- Notify Freedom if you are a member of the Credit Union. 410.676.5700 or 800.440.4120 or visit a branch for assistance.
- You may also file a complaint with the FTC. This can be done by using FTC.GOV. https://www.ftc.gov/.