Schedule of Fees and Service Charges

Disclosures

1 Freedom no longer offers NEW Rewards Checking Accounts. Existing Rewards Checking Accounts will continue to be serviced in accordance with the original product terms and conditions.

2 Freedom does not have control over fees that may be charged by other financial institutions, third-party service providers or ATM owners.

3 Any fees assessed are pulled from the account on the last day of the month.

All terms are subject to change