Platinum Rewards Visa


With a Platinum Rewards Visa Credit Card from Freedom

Now Featuring Contactless Tap and Go Technology!

Apply Now

Earn More With a Platinum Rewards Visa1

NOW FEATURING…4X the Points on Video Streaming Subscriptions2

AND… Get a BONUS of 2,500 Points with your First Transaction3

  • Spend


      • 0% Interest rate for 15 months on ALL purchases and qualified balance transfers4
      • After 15 months, 14.49% – 18.00% variable APR*5
  • Earn


    • 4X the Points on Video Streaming Services
    • 3X the Points on Restaurants and Take-Out Services
    • 2X the Points on Gas & Groceries
    • 1X the Points on Everything Else

           PLUS… 2,500 Points on Your First Purchase

  • Redeem


    • Cash Back
    • VISA Statement Credit
    • Premium Merchandise
    • Travel Discounts
    • Gift Cards

Another Added Bonus... 4X the Rewards On Video Streaming Services

Freedom’s Platinum Rewards Visa Credit Card also includes 4X the rewards on video steaming services like Netflix, Hulu, Apple TV, Amazon Prime Video, Disney+, and more.6

Use your Platinum Rewards Visa for these recurring subscriptions and earn 4x the rewards points. Redeem points for a wide selection of premium merchandise, gift cards to local retail stores, or cash-back!  This is an ongoing promotion, but may be subject to change at any time.

View the CU Rewards Program Online
Earn 4X the Rewards

Get to Know Your Platinum Rewards Visa

All of Freedom’s Visa Platinum card options feature:

Competitive low variable APR*

No annual fee5

No finance charges on new card purchases if the monthly balance is paid in full.

Same APR* for balance transfers, purchases, or cash advances

Online account access: Access your Visa credit card to easily check your balance and available credit and to make safe, secure transactions on your account

Secure Online Purchasing — Add extra security to your Freedom Visa Credit Card when making purchases online with Visa Secure

Roadside Dispatch® — Dependable roadside assistance, 24 hours a day, 7 days a week has never been easier.

With every purchase, earn CU Rewards points —points for every dollar you spend!

As little as 2,500 points gets you $25 dollars deposited into your Freedom account or as a a VISA Statement Credit!*

Redeem Your Points


*APR = Annual Percentage Rate.  Rate is based on individual credit worthiness and will vary with the market based on the Prime Rate.

1 With every purchase, you earn CURewards points—three points on restaurants and take out, 2 points on gas and groceries, and 1 point on all other purchases per dollar spent —redeemable for cashback, merchandise, travel discounts, or gift certificates.  Redeem points online at

2 For video streaming subscriptions- earn four points for every dollar spent. Subscriptions must match category criteria. If the category information does not match, adjustments to point earnings cannot be made manually. This promotion is an ongoing promotion and is subject to change at any time.

3 1,000 bonus points awarded at account opening and 1,500 points bonus points awarded at first retail charge.

4 The 0% introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. A 3% balance transfer fee is applicable to these balance transfers. This offer is available on the Platinum VISA and the Platinum Rewards VISA credit cards only. Any existing balances on Freedom Federal Credit Union credit card accounts are not eligible for the Introductory APR for balance transfers.

5 The introductory rate will revert to the current standard rate as applicable after the promotional period. That is 14.49% APR to 18.00% APR for the Platinum Rewards VISA, based on individual credit worthiness. Rates quoted are effective August 7, 2023 and subject to change. Rate will vary with the market based on the Prime Rate. Rates are available on approved credit. This offer is subject to credit approval, not all applicants will qualify for the lowest rate. The rates are the same for balance transfers and cash advances. Other fees may apply, including a cash advance fee, $10 or 2.00% of each cash advance, whichever is greater, and a Foreign Transaction Fee, 1.00% of each transaction in US Dollars.  There are no finance charges on new card purchases if the balance is paid in full each month within 25 days of the billing date. External Loan Rate Sheet 08-07-2023.

Important information regarding rate, fee and other cost information can be found on the Visa Application and Solicitation Disclosure and Consumer Credit Card Agreement.

Cardholder Agreement for Pre-Authorized Credit Card Payment 

Credit/Debit Cardholder Dispute Form