Life Through A Lens

I recently came across my old camcorder and video cassettes from the 90’s. There were videos of family (with some long passed), vacations, sports, birthdays and so on. As I watched hours and hours of footage over several days, I couldn’t help but wonder how present I was in all that time. Sure, I was capturing the moment, but was I in that moment experiencing the joy and wonder around me?

At the time you think you’re documenting something for posterity, something you’ll look at over and over to relive the experience, but do you? Do the emotions you feel as you rewatch moments of your life and life around you compare to what you felt, or could have felt, as things happened? I pondered this question and wondered if so much time living life through a lens was worth the recordings that have gathered dust for 30 years over what I may have missed if I was more invested in the moments that will never come again.

Today, like everyone else, I have a smart phone. Gone is the camcorder replaced by the ability to take a picture, record a moment and share it immediately with the world if so inclined.

The equipment has changed, but the danger, because of the ease and immediacy, is greater. I, unlike so many that are glued to their screen who can’t seem to experience anything without full documentation, have the benefit of hindsight from a different time. I now know how to snap a quick pic or record a 10 second guitar riff, versus record for an hour only occasionally looking up. I have learned that seeing it with my eyes, experiencing it, and remembering it, is more fulfilling and long lasting because if I do that then when viewed years from now, a single picture or brief clip will bring back that moment in a more meaningful way versus watching a long recording where you can hear your son in the background calling your name repeatedly and saying “watch me dad”.

At Freedom, we often talk about what’s truly important – family, community, meaningful connections and partnerships. So, no matter what you’re doing, revel in your time with others, share moments that matter, and if you choose to memorialize them remember, less is more. Don’t let your experiences be dependent on what or how much you can see or capture through a lens. The best memories aren’t the ones we record; they’re the ones we feel.

‘Twas Just Before Christmas

‘Twas just before Christmas and oh what a year
With changes a plenty, we move forward without fear;
The mission was set for a new beginning to start
And a time for each of us to play an important part.

The staff were all nestled tight in their chairs,
With goals to be met hanging high in the air;
And me in my office with bright Christmas tie,
Had just settled in knowing year end was nigh,

When out in the branch there arose such a clatter,
I sprang from my chair to see what was the matter.
Out through the door and to the railing I took
Then I leaned way over to get a good look.

The lights in the lobby and those on the tree
Gave a glow to the people and to all I could see,
When what, in amazement, should I finally spot,
But a sleigh and some reindeer out in the lot,

And a little old man running up to a teller,
That I just knew was dear Santa that jolly fat fella.
Faster than a cheetah to the line he did scurry,
And he appeared to be in a terrible hurry.

“Please help me, oh help me!” I heard him yell out
”I need some assistance,” he continued to shout.
“I’m short on supplies and my cash is depleted”
“I don’t know what to do and I’m feeling defeated.”

As I heard his plea I knew just what to do
But before I could blink into action staff flew.
To an FSR station he was gently escorted,
And a loan application taken so his problems be thwarted.

Then, in a twinkling, lending staff took the lead
And approved an amount that met all of his needs.
He was also provided other services like access online,
That made his life simpler and gave peace of mind.

His eyes started twinkling, his laugh grew quite merry
His cheeks got all rosy and his nose like a cherry;
He jumped to his feet and starting dancing around
And he ran through the branch with a leap and a bound.

“You’ve saved Christmas”, he shouted, “and not just for me,”
“But for everyone everywhere, just wait and you’ll see.”
I can restock supplies that have been so diminished
So the elves can be paid and the toys all get finished.

“But well beyond that, what means most to me,
Is you treated me with kindness, the way I wanted to be.
You asked about my needs and gave me just what was right
To ensure the success of my Christmas time flight.”

“It’s not always what you say or what it is that you do,
But the way you make a person feel that really shines through.”
He thanked everyone and rushed out to his sleigh
And said one more thing as he went on his way.

“Remember”, he bellowed, “it’s the experience folks remember”
“Don’t limit that to today or the month of December”.
Then we heard him exclaim, as he went out of sight,
“Happy Christmas to all, and to all a good night.”

Freedom Federal Credit Union Expands Field of Membership to Serve Baltimore City and Carroll County

Credit Union’s Field of Membership Now Includes Businesses and Consumers in Baltimore City, Baltimore County, Carroll County, and Harford County

August 28, 2024 – Freedom Federal Credit Union announced today that they received approval from the National Credit Union Administration (NCUA), regarding their request to expand the organization’s field of membership. Effective immediately, Freedom membership is now open to businesses and any individuals who live, work, worship, volunteer, attend school, or have family in Baltimore City and Carroll County. Prior to this expansion, Freedom’s field of membership included Baltimore County and Harford County.

Additionally, the Freedom Board of Directors unanimously approved and ratified the new charter.

“With NCUA’s approval, we can now provide what we call the ‘Freedom Advantage’, our unique credit union service offering, to serve a broader range of individuals and businesses, particularly those who have been underserved by other financial institutions,” stated Mike MacPherson, President and CEO of Freedom.

“Making Freedom membership available to all businesses and individuals in Baltimore City and Carroll County is part of Freedom’s long-term strategic growth plan,” continued MacPherson. “Over the years, many businesses and individuals from these areas have expressed a strong interest in partnering with Freedom and becoming members. We are confident that Freedom is exactly the kind of financial institution that Baltimore City and Carroll County have been asking for and need.”

Freedom Federal Credit Union was founded in 1953 as MATCOM Federal Credit Union. The Credit Union started in Baltimore and later moved to Harford County in support of the Edgewood Arsenal, which became part of Aberdeen Proving Ground. Freedom received their Harford County community charter in 1999 and changed their name to Freedom Federal Credit Union in 2000. The expansion of their charter to Baltimore County was ratified in July 2020.

“The Board of Directors saw the vision and strategy of expanding into Baltimore City and Carroll County, and enthusiastically approved the new charter,” stated Lisa Ermatinger, Chair of the Freedom Board of Directors. “Because credit unions are financial cooperatives, the health and strength of the organization is dependent on its members actively engaging and using its products and services. The more members that are an active part of Freedom and that use our products and services, the better the ability we have to offer lower cost loan options, higher deposit rates, less fees, better technology and access, and more community support.”

As part of the expansion, Freedom will look at all options with respect to new physical locations throughout its entire field of membership, as well as how to best leverage technology for those who prefer to conduct business electronically.

READ THE MEMBER COMMUNICATION

About Freedom Federal Credit Union

Freedom Federal Credit Union is a community-chartered federal credit union offering business banking services and consumer financial services to those who live, work, volunteer, worship, attend school, or have family in Baltimore City, Baltimore County, Carroll County, and Harford County. To learn more, visit freedomfcu.org.