The Best Day Is Today

August 27, 2021

A couple things got me thinking recently. First, here we are already closing in on the end of summer; that got me thinking about how time flies and its effect on waiting. Then, as we’ve planned our expansion and questioned why we are, or should we be, doing so in the current climate; that too got me thinking and what waiting would have meant. The results of my pondering led me to the following poem:

(with thanks to Andrew Pratt)

Barely the day started and… it’s already six in the evening.
Barely arrived on Monday and it’s already Friday…
… and the month is already over.
… and the year is almost over.
… and already 40, 50 or 60 years of our lives have passed.
… and we realize that we lost our parents, friends.
… and we realize it’s too late to go back.
So… Let’s try, despite everything, to enjoy the remaining time.
Let’s keep looking for activities that we like.
Let’s put some color in our grey.
Let’s smile at the little things in life that put balm in our hearts.
And despite everything, we must continue to enjoy with serenity this time we have left.
Let’s try to eliminate the afters…
… I’m doing it after…
… I’ll say after…
… I’ll think about it after.
We leave everything for later like “after” is ours.
Because what we don’t understand is that…
… afterwards, the coffee gets cold…
… afterwards, priorities change…
… afterwards, the charm is broken…
… afterwards, health passes…
… afterwards, the kids grow up…
… afterwards parents get old…
… afterwards, promises are forgotten…
… afterwards, the day becomes the night…
… afterwards life ends…
And then it’s often too late.
So, let’s leave nothing for later,
Because still waiting to see you later, we can lose the best moments,
the best experiences,
best friends,
the best family.
The day is today… The moment is now…


Freedom to Host Grand Opening Celebration Saturday August 21

Freedom Federal Credit Union will be opening a new full-service branch in the Perry Hall/White Marsh area on Saturday, August 21.  The Credit Union will mark the occasion with a community-wide grand opening celebration.  This is the Credit Union’s first branch in Baltimore County, and sixth branch within Northeastern Maryland.  The new branch will be located at 5000 Honeygo Center Drive in the Honeygo Village Center, adjacent to Weis Markets, and across from AnyTime Fitness, and Liberatore’s Ristorante.

The branch will feature a full-service lobby, two drive-thru lanes, a 24/7 ATM, a free coin machine, and will provide ample parking and easy traffic flow and access. Financial Service Representatives will be in-person, and onsite, to support all business and individual banking needs.

Marcus JohnsonFreedom is pleased to announce the appointment of Marcus Johnson, as the location’s Branch Manager.  Johnson has been a Freedom team member for almost ten years, most recently serving as Branch Manager at the Swan Creek location in Havre de Grace since 2017. Johnson has earned a reputation for his warm welcomes and reliable expertise.

Johnson is looking forward to this next chapter and becoming deeply involved in the Perry Hall/White March community. He brings with him from the existing Freedom team, Senior Financial Services Representative, Alexis Wyatt, who was previously a Senior Financial Services Representative at the Swan Creek Branch.

Freedom Federal Credit Union was founded in 1953 as MATCOM Federal Credit Union. The Credit Union started in Baltimore and later moved to Harford County in support of the Edgewood Arsenal, which became part of Aberdeen Proving Ground. Freedom received their Harford County community charter in 1999 and changed their name to Freedom of Maryland Federal Credit Union in 2000. In 2020, Freedom’s charter was expanded to also serve those who live, work, worship, volunteer, or have family in Baltimore County.

Local community members are encouraged to join the Credit Union on Saturday August 21st, to learn more about Freedom, take advantage of special in-person only offers, and to celebrate the new branch opening.  The grand opening celebration will feature music, food, giveaways, and family-friendly fun.

Important Information Regarding Freedom Federal Credit Union Lobby Availability

Dear Members,

With the recent decision from state and local government to lift mask and social distancing mandates, Freedom has re-evaluated current branch lobby availability protocols. We are pleased to announce that effective June 1, 2021, lobby access in all Freedom branches will be available on a walk-in basis.  This means that all banking transactions will be available in our lobbies, as well as through our drive-thrus, without the need for an appointment.

Also effective June 1, Branch hours will be as follows:

Park Ave, Fountain Green, and Forest Lakes


Monday-Thursday: 9am-5pm
Friday: 9am-6pm
Saturday: 9am-1pm


Monday-Friday. 9am-6pm
Saturday, 9am-1pm

Swan Creek


Monday-Thursday: 9am-5pm
Friday: 9am-6pm
Saturday: 9am-1pm


Lobby and Drive Thru

Monday-Wednesday: 8am-3pm
Thursday-Friday: 8am-5pm

To reduce the amount of time you are in a branch, we continue to encourage you to use our Appointment Scheduler or call 800-440-4120 to make an appointment for non-teller transactions such as opening a new membership, applying for a loan or credit card and setting up a new share certificate, Money Market, or IRA account.

PLEASE NOTE: For security reasons, as of June 1, you will be required to remove any face coverings such as masks, gaiters, hats and/or sunglasses upon entering any Freedom branch. There will be no exceptions to this rule. If you are uncomfortable with removing your mask, please continue to use the drive-thru, call us at 800-440-4120, or use online or mobile banking.

The health and safety of our employees and members continues to be an absolute priority.  As such, you will still see plexiglass partitions at each teller station and service desk.  Employees may be wearing masks and gloves during your transaction. Hand sanitizer will also be available throughout the branches.

So much has changed over the last year but our commitment to you, our members, has only gotten stronger. We continue to expand opportunities to enhance access for our members with technology, new locations, like the new branch coming soon to Honeygo Village Center, and the expansion of access within our current branches.

As always, we thank you for your ongoing trust and confidence in Freedom.


CEO Signature

Michael MacPherson
President and CEO
Freedom Federal Credit Union