Freedom Federal Credit Union Expands Field of Membership to Serve Baltimore City and Carroll County

Credit Union’s Field of Membership Now Includes Businesses and Consumers in Baltimore City, Baltimore County, Carroll County, and Harford County

August 28, 2024 – Freedom Federal Credit Union announced today that they received approval from the National Credit Union Administration (NCUA), regarding their request to expand the organization’s field of membership.  Effective immediately, Freedom membership is now open to businesses and any individuals who live, work, worship, volunteer, attend school, or have family in Baltimore City and Carroll County.  Prior to this expansion, Freedom’s field of membership included Baltimore County and Harford County.

Additionally, the Freedom Board of Directors unanimously approved and ratified the new charter.

“With NCUA’s approval, we can now provide what we call the ‘Freedom Advantage’, our unique credit union service offering, to serve a broader range of individuals and businesses, particularly those who have been underserved by other financial institutions,” stated Mike MacPherson, President and CEO of Freedom.

“Making Freedom membership available to all businesses and individuals in Baltimore City and Carroll County is part of Freedom’s long-term strategic growth plan,” continued MacPherson. “Over the years, many businesses and individuals from these areas have expressed a strong interest in partnering with Freedom and becoming members. We are confident that Freedom is exactly the kind of financial institution that Baltimore City and Carroll County have been asking for and need.”

Freedom Federal Credit Union was founded in 1953 as MATCOM Federal Credit Union. The Credit Union started in Baltimore and later moved to Harford County in support of the Edgewood Arsenal, which became part of Aberdeen Proving Ground. Freedom received their Harford County community charter in 1999 and changed their name to Freedom Federal Credit Union in 2000. The expansion of their charter to Baltimore County was ratified in July 2020.

“The Board of Directors saw the vision and strategy of expanding into Baltimore City and Carroll County, and enthusiastically approved the new charter,” stated Lisa Ermatinger, Chair of the Freedom Board of Directors.  “Because credit unions are financial cooperatives, the health and strength of the organization is dependent on its members actively engaging and using its products and services.  The more members that are an active part of Freedom and that use our products and services, the better the ability we have to offer lower cost loan options, higher deposit rates, less fees, better technology and access, and more community support.”

As part of the expansion, Freedom will look at all options with respect to new physical locations throughout its entire field of membership, as well as how to best leverage technology for those who prefer to conduct business electronically.

READ THE MEMBER COMMUNICATION


About Freedom Federal Credit Union

Freedom Federal Credit Union is a community-chartered federal credit union offering business banking services and consumer financial services to those who live, work, volunteer, worship, attend school, or have family in Baltimore City, Baltimore County, Carroll County, and Harford County. To learn more, visit freedomfcu.org.

Freedom Federal Credit Union Selects Eight Educators as their 2024 Golden Apple Recipients

Educators from across Harford and Baltimore Counties Were Honored on August 13

2024 Golden Apple Recipients

Freedom Federal Credit Union awards grant funds to its 2024 Golden Apple Annual Education Award recipients (L to R): Sara Shoemaker, Lauren Byrd, Sue Nickerson, Jen Olkowski, Savannah Yoder, Lisa Shipley, and Janet Bond. Not pictured: Christopher Hedges

August 26, 2024 –  At a reception held at Mountain Branch in Joppa on Tuesday, August 13, 2024, Freedom Federal Credit Union honored Ms. Sue Nickerson and Ms. Jen Olkowski, as the grand award recipients of the Credit Union’s 2024 Golden Apple Annual Educator Awards. The program, now in its thirteenth year, offers eight annual educator awards of $2,000, $1,000, $500 and $500, four each to Harford and Baltimore County education employees who may be a deserving teacher, school administrator or school support employee.  Golden Apple Award applications are evaluated by a panel of judges made up of Freedom employees, directors, and community leaders from both counties.

The two top grant awards both went to educators who envisioned ways to creatively utilize the outdoor spaces of their respective schools.

Ms. Sue Nickerson, a 1st grade teacher at Fountain Green Elementary School in Bel Air, is using her $2,000 grant award to build a kinesthetic sensory path around the school.  This intentionally designed “Warrior Challenge” obstacle course will support learning experiences by helping young students relieve stress caused by school anxiety, increase their sense of balance, refine their gross motor skills, and help develop their ability to focus as they learn to persevere during the challenges.

Like Ms. Nickerson, Ms. Jen Olkowski, also recognized the importance of making the most of natural spaces, and applied for a grant that would extend the walls of their classrooms. Ms. Olkowski, accepted the $2000 award on behalf of St. Stephen School to create a Montessori/STEM style outdoor learning center for their elementary students. Featuring opportunities for hands on experiments and simulations for project-based learning that aren’t easily accomplished in a traditional classroom space, students will have an accessible outdoor space that contains materials to build, engineer, design, tinker, mimic and solve real-life problems.

Freedom’s Golden Apple Award judges elected to present $1,000 awards to Ms. Savannah Yoder of Perry Hall High School in Baltimore County and Ms. Lauren Byrd of Hickory Elementary School in Harford County. Ms. Yoder is using her award to fund calming boxes to provide students experiencing difficult emotions with an outlet along with additional mental health events at Perry Hall Middle and High Schools.  Ms. Byrd is also thinking “inside the box”, as she is investing in classroom transformation tubs, filled with most of what teachers would need to transform their rooms according to several themes at Hickory Elementary.

Four additional recipients were awarded $500 grants. In Baltimore County, Lisa Shipley, Career Navigator for Dundalk High School, is using her grant to expand service projects undertaken by the school’s Leader Academy. Meanwhile, Ms. Janet Bond, who works exclusively with deaf and hard-of-hearing students at White Oak School, is aiming to enrich her classroom and library with inclusive resources that better represent the disabilities of her students.

In Harford County, $500 grants were awarded to Mr. Chris Hedges, 1st Grade Teacher at Havre de Grace Elementary School, along with Sara Shoemaker, a Spanish Teacher at Emmorton Elementary School.  Mr. Hedges, who was represented at the awards reception by his colleague, Ms. Eileen Friel, has plans to create a native pollinator garden so that students can learn about pollination and the importance of insects to the foods we grow. Ms. Shoemaker is the county’s first ever Kindergarten Spanish Immersion Teacher, piloting a new program designed to teach Spanish to the school’s youngest learners. She is looking to use her grant award to create an immersive play experience for her students, pulling inspiration from Disney’s Encanto and Hispanic culture.

Carmen David Mirabile, Senior Vice President of Growth Strategies for Freedom Federal Credit Union, hosted and emceed the reception.  “Today, we’ve come together to recognize and celebrate eight educators who are not only dreaming big but also turning those dreams into reality. These educators are trailblazing new paths with their innovative ideas and initiatives and helping to redefine what it means to teach in 2024 and beyond. I am extremely honored for Freedom to be able to support these initiatives, and help bring them to reality,” stated Mirabile.

Ben Richardson, Assistant Superintendent for Human Resources at Harford County Public Schools (HCPS), offered opening remarks to the attendees. “First and foremost, a special thank you and appreciation to our community partner, Freedom Federal Credit Union. The innovation and sheer dedication from this year’s recipients are truly amazing and I wish to congratulate all the 2024 Golden Apple awardees on behalf of Harford County Public Schools,” stated Richardson.

Dr. Racquel Jones, Chief of Schools for Baltimore County Public Schools (BCPS), was also in attendance and offered closing remarks to the attendees. “I know in Baltimore County – and I’m sure in Harford County schools as well – we’re in the thick of back-to-school plans. We have a big year ahead of us all. Best wishes to everyone, congratulations to our Golden Apple recipients this afternoon, and good luck for a bold, successful, and rewarding new school year,” said Jones.

In addition to the guest speakers, Freedom was honored to bring together many special guests including the awardees, their families, school administrators, HCPS Superintendent Dr. Sean Bulson, HCPS Principal of the Year Ron Wooden, and HCPS Teacher of the Year, Erica Richardson, and several members of local government.

The annual awards are intended to support Freedom Federal Credit Union members who are employed at a Harford County or Baltimore County school and have a creative vision for education that can only be met with community support.  All applicants were asked to submit an essay demonstrating how their idea would serve their students, class, school, or their local community.


About Freedom Federal Credit Union

Freedom Federal Credit Union is a community-chartered federal credit union offering consumer financial services to those who live, work, volunteer, worship, attend school, or have family in Harford and Baltimore Counties.  Additionally, Freedom offers a full line of banking services for all businesses, associations, and other organizations that are based in Harford or Baltimore Counties.  Freedom has been in business since 1953 and has six locations throughout Harford and Baltimore Counties. To learn more, visit freedomfcu.org.

About Baltimore County Public Schools

Baltimore County Public Schools, the nation’s 22nd largest school system, is focused on raising the bar and closing gaps to prepare our students for the future. Thanks to innovative and talented leaders, teachers, staff, and students, BCPS celebrates many honors.

About Harford County Public Schools

The mission of Harford County Public Schools is that each student will attain academic and personal success in a safe and caring environment that honors the diversity of our students and staff.  The vision of the Board of Education of Harford County is to inspire and prepare each student to achieve success in college and career.

Freedom Federal Credit Union Partners with Harford County Public Schools to Honor Staff Reaching Milestones of Service

Staff members achieving 10, 20, 30, and 40 years of service celebrated at Annual Employee Service Recognition Dinner

Dr. Sean Abel marks 30 years with HCPS
Dr. Sean Abel (center), Principal of Patterson Mill Middle and High School, stands with Superintendent Bulson and Board of Education President, Aaron Poynton. Abel is one of 67 HCPS employees who received special recognition for 30 years of dedicated service. Courtesy HCPS

May 24, 2024 – Freedom Federal Credit Union recently partnered with Harford County Public Schools (HCPS) in support of the HCPS Annual Employee Service Recognition. This program recognized 617 employees who reached 5, 10, 20, 30, and 40 years of service in the 2023-2024 school year.

The program included a celebratory dinner which took place on May 8, 2024, at Waters Edge Events Center. Employee commitment to HCPS was celebrated during the program, which included a performance by Vocal Edge, the Edgewood High School Acapella Group. Service awards were presented to the 154 honorees marking their 10, 20, 30, and 40 year anniversaries with the school system.

Freedom has been the sole sponsor of the HCPS Service Recognition Program for the last 12 years with an annual donation used to fund a recognition dinner and provide honorees with a special gift. This year, each recognized staff member received a gift card.

Dr. Sean Bulson, Superintendent for Harford County Public Schools, stated, “Freedom Federal Credit Union has been an invaluable partner to this program for the last dozen years. Year after year, Freedom demonstrates their commitment to making our staff feel valued and honored for their dedication to our students and the Harford County community. We are incredibly grateful for their continued partnership in celebrating our staff.”

Mike MacPherson
President and CEO of Freedom Federal Credit Union, Mike MacPherson addresses the attendees at the Employee Service Recognition Dinner for Harford County Public Schools. Courtesy HCPS

During the recognition program, Freedom’s President and CEO, Mike MacPherson, addressed the attendees, “Let’s not just recognize the number of years, but what those years represent. Let’s recognize the impact you have on our children and our community, with a lesson, a kind word, or a helping hand. Let’s recognize how you go beyond academics, lunches, bus rides, or creating an accepting environment. Let’s recognize your willingness to place the needs of others before yourselves for the greater good. Let’s recognize that while the world may change, your commitment has not.”

In addition to their annual contribution to the Employee Service Recognition Program, during this school year, Freedom also sponsored HCPS’ Teacher of the Year event, Bus Driver/Bus Attendant of the Year Luncheon, and the Maryland Superintendent of the Year Reception. Freedom also sponsored the Patriot Program at 19 elementary schools, continued their initiative to equip new elementary teachers with classroom libraries, provided financial education to students at all grade levels, sponsored several college scholarship opportunities, and afforded Harford County educators access to the Credit Union’s Golden Apple Program, including the Annual Golden Apple Educator Award.

 

About Freedom Federal Credit Union

Freedom Federal Credit Union is a community-chartered federal credit union offering consumer financial services to those who live, work, volunteer, worship, attend school, or have family in Harford or Baltimore County.  Additionally, Freedom offers a full-line of banking services for all businesses, associations, and other organizations that are based in Harford or Baltimore County.  Freedom has been in business since 1953 and has six locations throughout Harford and Baltimore County. To learn more, visit www.freedomfcu.org.

About Harford County Public Schools

The mission of the Harford County Public Schools is to promote excellence in instructional leadership and teaching and to provide facilities and instructional materials that support teaching and learning for the 21st century. The Harford County Board of Education will support this mission by fostering a climate for deliberate change and monitoring progress through measurable indicators.