Important Information Regarding Freedom Federal Credit Union Lobby Availability

Dear Members,

With the recent decision from state and local government to lift mask and social distancing mandates, Freedom has re-evaluated current branch lobby availability protocols. We are pleased to announce that effective June 1, 2021, lobby access in all Freedom branches will be available on a walk-in basis.  This means that all banking transactions will be available in our lobbies, as well as through our drive-thrus, without the need for an appointment.

Also effective June 1, Branch hours will be as follows:

Park Ave, Fountain Green, and Forest Lakes

Lobby:

Monday-Thursday: 9am-5pm
Friday: 9am-6pm
Saturday: 9am-1pm

Drive-Thru

Monday-Friday. 9am-6pm
Saturday, 9am-1pm

Swan Creek

Lobby:

Monday-Thursday: 9am-5pm
Friday: 9am-6pm
Saturday: 9am-1pm

Edgewood:

Lobby and Drive Thru

Monday-Wednesday: 8am-3pm
Thursday-Friday: 8am-5pm

To reduce the amount of time you are in a branch, we continue to encourage you to use our Appointment Scheduler or call 800-440-4120 to make an appointment for non-teller transactions such as opening a new membership, applying for a loan or credit card and setting up a new share certificate, Money Market, or IRA account.

PLEASE NOTE: For security reasons, as of June 1, you will be required to remove any face coverings such as masks, gaiters, hats and/or sunglasses upon entering any Freedom branch. There will be no exceptions to this rule. If you are uncomfortable with removing your mask, please continue to use the drive-thru, call us at 800-440-4120, or use online or mobile banking.

The health and safety of our employees and members continues to be an absolute priority.  As such, you will still see plexiglass partitions at each teller station and service desk.  Employees may be wearing masks and gloves during your transaction. Hand sanitizer will also be available throughout the branches.

So much has changed over the last year but our commitment to you, our members, has only gotten stronger. We continue to expand opportunities to enhance access for our members with technology, new locations, like the new branch coming soon to Honeygo Village Center, and the expansion of access within our current branches.

As always, we thank you for your ongoing trust and confidence in Freedom.

Sincerely,

CEO Signature

Michael MacPherson
President and CEO
Freedom Federal Credit Union

2021 Annual Meeting

Annual Meeting

Join Us Virtually…

The 2021 Freedom Federal Credit Union Annual Meeting of Members will be a fully virtual meeting.

Date: Tuesday, April 13, 2021
Time: 4:00pm

To Register for the Virtual Annual Meeting, please Click Here.

Agenda:
2020 Business Summary / Chairman and CEO Remarks
2021 Business Update
Board Elections
Committee Reports
Approval of Minutes
New Business / Q&A

Register Here

  • Current Freedom Federal Credit Union membership is required to attend in this meeting.
  • Login instructions will be sent via email to all registrants closer to the meeting date.

Thank you for your membership in Freedom Federal Credit Union.  We wish everyone continued health and safety.

Payment Protection Program Scams

PPP Scams

The Paycheck Protection Program (PPP) has been one of the most important pieces of legislation signed into effect since the COVID-19 pandemic began. The unsecured loans through the Small Business Association (SBA) have enabled our favorite retail shops, restaurants and small businesses to stay afloat, even as the coronavirus devastates sectors of the economy.

Not surprisingly, scammers have been using the PPP for their own purposes, mainly to con struggling business owners out of money. In these scams, they’ll pose as SBA representatives or legitimate lenders to ask for personal information from the borrower. They may also send bogus emails appearing to be from the SBA to lead the victim into downloading malware.

Scammers are getting smarter all the time, but so are we! Here’s how to avoid PPP scams:

Know how PPP loans are processed

Ready to apply for a PPP loan?  Fill it out the SBA PPP loan application, and submit it to an SBA-approved lender. You’ll also need to provide some documents, such as tax returns for 2019, verifiable payroll expense documents, your most recent mortgage or rent statement, etc.

If you’re applying for a Second Draw PPP Loan, you will also need documentation that shows how you have used, or plan to use, your original PPP funds.

After you’ve submitted your application, just sit back and wait for approval.

How can I protect my business from PPP fraud?

Do:

  • Be wary of any individuals demanding immediate payment or asking that you make immediate contact to be eligible for a PPP loan. These are likely scammers.
  • Only use a lender that is accredited by the SBA. You can find all SBA-approved lenders here.
  • Look for the .gov at the end of each email or website allegedly from the SBA or another government entity.
  • Report any suspected scams to the Better Business Bureau (BBB). Don’t let those crooks walk free!

 Don’t:

  • Pay for a program that promises to process or expedite a PPP loan request if the organization behind the program is not accredited by the SBA.
  • Share any personal information with an unverified caller or email contact. If it’s personal info, make sure to keep it that way!
  • Click on links or download files from an unfamiliar email address.

Stay safe!

Freedom has made the Paycheck Protection Program available to its current members.  Applicants must have established a business or personal membership with Freedom on or before December 27, 2020.  Visit freedomfcu.org/business/ppp/ for more details. 

Your Turn: Are you a small business owner who has applied for a loan under the Paycheck Protection Program? Tell us about it on Facebook, LinkedIn,Twitter, or Instagram @FreedomFedCU.