A Message from President and CEO, Mike MacPherson

March 18, 2020

Dear Members,

As the CEO of Freedom, I would be remiss if I did not directly address you regarding the coronavirus and its impact on daily operations at the Credit Union.  Given recent announcements, it is clear strong measures are being, and will be, taken to ensure the public safety.  Regardless of any personal feelings about these actions or the virus, change is not only possible, but inevitable.

With that in mind, it is incumbent upon Freedom to play an active role in helping reduce the risk of exposure to staff and members, reasonably maintain services and, in general, do our part to help “flatten the curve”.  For Freedom, this means restricting access to our branch lobbies and limiting transactions to the drive through, ATMs and night drop.  It also means maintaining an appointment only practice when, or if, an in-person interaction is necessary.  As always, we have a full range of electronic, telephonic, digital and virtual services available that will allow you to conduct your business, obtain loans, access cash, etc., and our Call Center will remain active 24/7.

Rest assured, this is not paranoia or panic, but practicality and prudence given the current climate and available information.  No one likes to be inconvenienced, but I remember times when some were called to war, when curfews were instituted, when gas was rationed, etc.  We’ve dealt with adversity before and I would rather inconvenience you in the short term than potentially endanger you in the long run.

I am not a pessimist.  I am someone who believes strongly in the goodness of the people in our Credit Union and community; someone who believes that the best in people will come out during the worst times.  People helping people is not just a slogan for Freedom.  It is something we believe in, something we live, every day.  It is what drives us in service of you and what will always inform our decisions regardless of the situation.  Therefore, I ask everyone to be sensible, flexible, patient and understanding as we navigate these uncharted waters.  Above all else, be good to yourselves and those around you.  It’s the things we do now that will define us and set the example for others.

CEO Signature

Warmest Regards,

Freedom Federal Credit Union
Michael MacPherson
President and Chief Executive Officer

Branch Closings

2021 Branch Closings Schedule

Freedom will be closing in observance of the following 2021 holidays. Please take advantage of our digital services when branch closings are in effect.

New Year’s Day 2021 – Friday, January 1, 2021

Day After New Years – Saturday, January 2, 2021*

Martin Luther King Jr. Day – Monday, January 18, 2021

President’s Day – Monday, February 15, 2021

Memorial Day – Monday, May 31, 2021

Independence Day – Monday, July 5, 2021

Labor Day – Monday, September 6, 2021

Columbus Day (Indigenous Peoples Day) – Monday, October 11, 2021

Veterans Day – Thursday, November 11, 2021

Thanksgiving – Thursday, November 25, 2021

Christmas Eve – Friday, December 24, 2021

Christmas Day – Saturday, December 25, 2021

New Year’s Eve, Friday, December 31, 2021

2022

New Year’s Day 2021—Saturday, January 1, 2022

 

*This date was added in early 2021 to recognize and reward the dedication of our essential workers during the COVID-19 pandemic.

 

8 VALENTINE’S DAY HACKS

8 valentines hacks

Celebrate the significant other in your life without breaking the budget…by using these hacks!

  1. Dine-in

    Restaurants sometimes up their prices when the whole world is going out to eat, so you’ll likely be paying extra just because it’s Valentine’s Day. Instead of shelling out big bucks, cook up a gourmet meal at home. Don’t forget to set the ambiance with scented candles and soft music!

  2. Explore the great outdoors

    It may be cold out, but you can still spend some shared time together outdoors. Bundle up and take a refreshing walk under the stars. Watch the waves crash onto the shore at a beach. If it’s snowy out, let your inner child free and build a snowman together.

  3. Laugh it out

    Check out the local comedy club together for a rollicking good time that can cost as little as $5 each.

  4. Hit the gym

    Gym memberships and day passes usually decline in February when many people have abandoned their New Year’s resolutions to get fit. A shared workout can be a great bonding experience that’s good for your health and your wallet, too.

  5. Make a memory box

    Instead of expensive gifts, take a walk down memory lane together by making a memory box. Cover a small container in decorative material, or spray-paint it in your chosen color. Then throw in mementos you have saved up from your months or years of dating.
    Grab a tub of ice cream and enjoy a wonderful evening reliving some of your best shared moments.

  6. Get cultured

    Give your date a refreshing twist by visiting a local museum! Choose a place with displays that appeal to each of your interests. Studying works of art or historical artifacts makes for fabulous conversation.

  7. Gift them with a gesture

    Everyone has a guilty pleasure they can’t get enough of. Give your partner an all-out indulgence fest this Valentine’s Day for a truly thoughtful gift. If your significant other loves waking up to a huge stack of pancakes, surprise them with their dream breakfast-in-bed. If they have a thing for Snicker bars, fill a huge, funky container with their favorite chocolates.
    You can also offer to do a household chore you know your partner loathes, like doing laundry. Decorate a small piece of cardstock and write up a “certificate” that gifts the recipient with four loads of laundry, washed, dried and put away. It won’t cost you anything, and it’s sure to put a smile on your partner’s face!

  8. Movie matinee

    Instead of paying full price for movie tickets, see your favorite picture at a daytime matinee. You’ll save a bundle on tickets just by going a bit earlier in the day. Theaters are also less crowded during the afternoon, making for a more enjoyable experience all around.

On behalf of everyone at Freedom, we wish you a very Happy Valentine’s Day!

 

About Freedom Federal Credit Union

Freedom serves and is open to anyone who lives, works, worships, attends school, volunteers, or has family in Harford County, MD. As a credit union, we are committed to putting you first, not shareholders, and helping you achieve your financial goals. Learn more at freedomfcu.org or call us 800-440-4120 to see how we can help.