2021 Holiday Poem

‘Twas the holiday season and one that’s far different
As we try to stay positive and not be ambivalent
There’s been some bad stuff, but a lot of good too
With hopes for better times beginning to shine through.

Folks were keeping safe at work and in homes
Trying to stay happy despite all the unknowns.
And I working hard in my makeshift home office
Was looking for clues as to what this year might have taught us

When outside my window I heard such a clatter,
I sprang from my chair to see what was the matter.
I pulled up the blinds and lifted the window
Then leaned my head out to see what was below.

The light from the moon and neighbor’s decor
Cast a glow o’er the yard like I’d not seen before.
When what, in amazement, did these lights finally show,
But a rather large man, face down in the snow.

All I could see were the red clothes that he wore,
And it looked just like Santa, though I couldn’t be sure.
I ran quickly down to help, since he seemed so distraught,
But there was more going on than what I first thought.

As I helped him get up, I heard from my roof
The scraping and banging of numerous hoof.
I looked and saw reindeer, but not the usual eight
And as I hoisted him up, he said, “Man, we’re so late”.

“I’m down to five reindeer and two are the backups
Which is leading to more than just a few crack ups.”
I asked what had happened, why the reindeer depletion
And was it keeping him from his delivery completion.

“It’s sure slowing me down”, he said, “but that’s not the worst,
Everything’s been going wrong; it’s as if we are cursed.
First the reindeer got sick, then my sleigh lost some magic
And I keep falling off roofs, it’s really quite tragic.”

He went on to explain trouble with his ion shield,
Charged particles held together by a magnetic field.
He said it protects him from the heat on his flight
And without it he’d be just a fireball in the night

Then there was the drop in repulsive energy he’s using
Which compensates for gravity so he can keep cruising.
I was saddened to see him so dejected and down
And I’d never seen Santa’s face wearing a frown.

I pretended to understand though I was really quite lost,
But I knew I had to help him no matter the cost.
I assured him there was no curse and things would improve
He just needed some help getting back into his groove.

So I thought and I thought what it was I could do
I had no experience with this nor did anyone I knew.
Then I suddenly realized and became quite ecstatic
The answer was what Santa said, it was all about magic.

 I said, “Remember who you are and what you symbolize
If you think long and hard I know you’ll realize
That the solution you seek is not some radical cure
It’s something more subtle and something more pure.

What drives you each Christmas and us through the year
Is the magic around us daily in all we see and hear.
It’s the love that we share, the laugh of a child.
he closeness of friends and the warmth of a smile.

It’s the kindness of strangers, the beauty of nature
That fills our souls knowing we’re part of something greater.
This then creates the magic we all need for your fuel
And makes everything right on this and every yule.

Santa then glowed with Christmas spirit and knew all was fine
His status back in intact with everything working in time.
He said, “I can’t thank you enough for the help and understanding
And patiently listening and my problem comprehending.”

So I got out my ladder but he just flew up to the roof
If I had any doubts he was fine that was my proof.
His ion shield began to shimmer, his repulsive energy sped
And the reindeer became focused on the journey ahead.

He said, “This Christmas day and every day after
Cherish the good times, the smiles and the laughter.
Make each moment count, don’t let things go unsaid
And may happiness be yours on the road yet ahead.”

Then he jerked on the reigns and the sleigh it did soar.
And I felt optimistic for what the future had in store.
Then he said with a laugh as he flew out of sight
“Merry Christmas to all and to all a good night.”

Mike MacPherson
President and CEO
Freedom Federal Credit Union

The Best Day Is Today

August 27, 2021

A couple things got me thinking recently. First, here we are already closing in on the end of summer; that got me thinking about how time flies and its effect on waiting. Then, as we’ve planned our expansion and questioned why we are, or should we be, doing so in the current climate; that too got me thinking and what waiting would have meant. The results of my pondering led me to the following poem:

(with thanks to Andrew Pratt)

Barely the day started and… it’s already six in the evening.
Barely arrived on Monday and it’s already Friday…
… and the month is already over.
… and the year is almost over.
… and already 40, 50 or 60 years of our lives have passed.
… and we realize that we lost our parents, friends.
… and we realize it’s too late to go back.
So… Let’s try, despite everything, to enjoy the remaining time.
Let’s keep looking for activities that we like.
Let’s put some color in our grey.
Let’s smile at the little things in life that put balm in our hearts.
And despite everything, we must continue to enjoy with serenity this time we have left.
Let’s try to eliminate the afters…
… I’m doing it after…
… I’ll say after…
… I’ll think about it after.
We leave everything for later like “after” is ours.
Because what we don’t understand is that…
… afterwards, the coffee gets cold…
… afterwards, priorities change…
… afterwards, the charm is broken…
… afterwards, health passes…
… afterwards, the kids grow up…
… afterwards parents get old…
… afterwards, promises are forgotten…
… afterwards, the day becomes the night…
… afterwards life ends…
And then it’s often too late.
So, let’s leave nothing for later,
Because still waiting to see you later, we can lose the best moments,
the best experiences,
best friends,
the best family.
The day is today… The moment is now…


Important Information Regarding Freedom Federal Credit Union Lobby Availability

Dear Members,

With the recent decision from state and local government to lift mask and social distancing mandates, Freedom has re-evaluated current branch lobby availability protocols. We are pleased to announce that effective June 1, 2021, lobby access in all Freedom branches will be available on a walk-in basis.  This means that all banking transactions will be available in our lobbies, as well as through our drive-thrus, without the need for an appointment.

Also effective June 1, Branch hours will be as follows:

Park Ave, Fountain Green, and Forest Lakes


Monday-Thursday: 9am-5pm
Friday: 9am-6pm
Saturday: 9am-1pm


Monday-Friday. 9am-6pm
Saturday, 9am-1pm

Swan Creek


Monday-Thursday: 9am-5pm
Friday: 9am-6pm
Saturday: 9am-1pm


Lobby and Drive Thru

Monday-Wednesday: 8am-3pm
Thursday-Friday: 8am-5pm

To reduce the amount of time you are in a branch, we continue to encourage you to use our Appointment Scheduler or call 800-440-4120 to make an appointment for non-teller transactions such as opening a new membership, applying for a loan or credit card and setting up a new share certificate, Money Market, or IRA account.

PLEASE NOTE: For security reasons, as of June 1, you will be required to remove any face coverings such as masks, gaiters, hats and/or sunglasses upon entering any Freedom branch. There will be no exceptions to this rule. If you are uncomfortable with removing your mask, please continue to use the drive-thru, call us at 800-440-4120, or use online or mobile banking.

The health and safety of our employees and members continues to be an absolute priority.  As such, you will still see plexiglass partitions at each teller station and service desk.  Employees may be wearing masks and gloves during your transaction. Hand sanitizer will also be available throughout the branches.

So much has changed over the last year but our commitment to you, our members, has only gotten stronger. We continue to expand opportunities to enhance access for our members with technology, new locations, like the new branch coming soon to Honeygo Village Center, and the expansion of access within our current branches.

As always, we thank you for your ongoing trust and confidence in Freedom.


CEO Signature

Michael MacPherson
President and CEO
Freedom Federal Credit Union