The Freedom Way

The last time I wrote one of these philosophies it referenced change. 
At that time, my focus was on the never-changing aspect of our culture; how the core of who we are and why we do what we do is, and will be, a necessary constant.

Of course, change in some form or fashion is inevitable.

But you know what I love about Freedom?  It’s that when change does come, we adapt, and we thrive.  Pandemic, economy, technology, staffing, no matter the impetus, we trust one another, we rely on each other, and we succeed.

That’s not an opinion, not wishful thinking.  That’s a fact.

There is an evolution to everything and when we embrace that, use that as fuel to move us forward, we can accomplish great things.

This is the Way

We’re told change is good, and while I believe that’s true in many cases, I also believe some things shouldn’t change.
…like the culture at Freedom.

Now, culture has become a bit of buzz word these days, but I go back to October 2015 when I made my first address to Freedom as the CEO.  On that day I quoted Maya Angelou by saying, “people will forget what you said, people will forget what you did, but people will never forget how you made them feel”.

From that day our culture was set and our focus has been on the member and employee experience; to make people feel something positive.  I never heard that quote before then and never really heard people talk about culture much, but nowadays, I hear that quote and the word ‘culture’ tossed around a lot in business.  I won’t lie, it makes me feel like a bit of a trailblazer and it reinforces my commitment to the “Freedom way”.

I don’t care what outside pressure comes, what competition surfaces, what hurdles are placed before us.  We will not abandon doing what is right for our members, our community and each other.

People helping people has long been a catch phrase of the credit union movement so it’s not unique to Freedom, but how we put that into practice, how we make that real as best we can every day, is where we distinguish ourselves.  I know that isn’t easy, I know we may have limitations at times, but I also know what we are building together is right.

I hear it from members, from you, and I see it in the community.  Of course, though we can feel good about what we’ve accomplished so far, we must also continue to achieve the results that support our culture.

That’s why it is important to tell our story, so people understand that the more business they do with Freedom, the more it benefits themselves and their community.  Normal everyday “banking”, the same stuff so many financial institutions offer, can have a more positive impact at Freedom because of the “Freedom way” and how we put that into practice.

Simply put, ours is a symbiotic relationship between Freedom, its members and the communities we serve and support.

This is the way.

Your Loan Payment. Your Way.

Introducing a New Freedom FCU Payment Portal

Loan PaymentsFreedom is pleased to introduce a new easy-pay option for you, our members, to make one-time payments on your Freedom-issued loans.  The new Freedom Federal Credit Union. Payment Portal is a self-service tool that allows you to make one-time loan payments using debit cards from another financial institution.  Pay via Express Pay as a guest or register to make a payment more quickly in the future and view your pending payments along with past transactions.

First time users will need to provide their 4–6-digit member number, loan suffix, last 4 digits of the loan holder’s social security number, birthdate, and an email address to authenticate the loan.  Skip this step next time, by registering with the portal.  Payment information does need to be entered with each use.

Once in the Payment Portal, use a Mastercard or VISA debit card to make up to a $5,000 payment on your Freedom loan. There is no fee for members to use the Payment Portal, which can be used on any Freedom-issued loan (excluding credit card bills and first mortgages). For a same day payment, please submit your payment on the portal by 5 pm (EST).  After 5pm (EST), the payment will be posted the following business day.

Members may access the Payment Portal here or find it under our FAQ: HOW CAN I MAKE MY LOAN PAYMENT?”

At Freedom we offer many other convenient ways to pay your loan:

Online/Mobile Banking: You can make one time or recurring automatic payments from your Freedom account by using the transfer feature in Online/Mobile banking. You can also pay your loan from another financial institution using online/mobile banking. Click here for more information on making a transfer from another financial institution.

Recurring ACH Payments: You can set up recurring payments from another financial institution by completing this ACH authorization form, calling us at 1-800-440-4120 or visiting any branch location.

Debit Card Payment: You can make your loan payment using a debit card through our self-service Payment Portal. Payments by debit card can also be processed by calling us at 1-800-440-4120 or visiting any branch location.

In Person: You can make your loan payment using cash, check or debit card by visiting any branch location. Checks and cash are accepted for loan payments through the night drop.

At Freedom Federal Credit Union, we strive to make your experience with us exceptional. To provide us with additional feedback or to ask us questions about our new Payment Portal service, please email us at memberservice@freedomfcu.org or call us at  1-800-440-4120.