Freedom’s KidsCents Videos on Harford Cable teach financial literacy
Financial Education
Start an IRA at 21, and Watch Your Savings Grow!
Why Start an IRA?
Say you save $100 a pay period, or $200 a month, in an IRA Share Certificate beginning when you’re 21. This account currently pays a 1.40% Annual Dividend Rate for a 60-month term.1 With the effect of compounded dividends over time, allowing principal to grow, by the time you’re 65 years of age, you’d have $145,829 for retirement.2,3 Add to this other investments and anticipated Social Security, and you have a nice start towards retirement!
1 $300 minimum opening deposit for all regular share and IRA certificate accounts
2 Fees could reduce earnings on the account
3 A penalty will be imposed for early withdrawal that could reduce earnings
Experience the Credit Union Difference
See What Makes Freedom a Special Credit Union
Freedom Federal Credit Union has served the APG community since 1956. We continue our proud service to the military community to this day. What makes Freedom so special?
Not-for-Profit — Freedom, like all credit unions, is not-for-profit.
Member-Owned — All of our members own Freedom, not an elite group of shareholders.
People Helping People — Freedom exists to serve our members and the local community. We supported the Harford County community with more than $100,000 in sponsorships, donations and special programs in the last year. Our staff volunteers their time to meet local needs.
Democratic, Volunteer-Run—Knowledgeable volunteers make up Freedom’s Board of Directors and other committees who work with Freedom’s professional management.
Financial Education — Freedom provides free financial education to every Harford County school. We also offer online materials and Youth Club programs to help teach kids about money.
Trust — Freedom members can trust that we place their needs first.
Visit our branch at the Edgewood Area of APG, or any of our four other Harford County locations.
Isn’t it time you belonged to something special? Join Freedom now!