2022 Annual Meeting


The 2022 Freedom Federal Credit Union Annual Meeting of Members will be a fully virtual meeting.

Date: Tuesday, April 12, 2022
Time: 4:00pm

To Register for the Virtual Annual Meeting, please Click Here.

2021 Business Summary / Chairman and CEO Remarks
2022 Business Update
Board Elections
Committee Reports
Approval of Minutes
New Business / Q&A

Register Here

  • Current Freedom Federal Credit Union membership is required to attend in this meeting.
  • Login instructions will be sent via email to all registrants closer to the meeting date.

Thank you for your membership in Freedom Federal Credit Union.

Annual Meeting a Great Success

Members Enjoy Annual Meeting at Ripken Stadium

C-Milton-Wright-Jazz-Band-2017_webFreedom’s 2017 Annual Meeting was April 11 at Ripken Stadium. Prior to the meeting’s start, members enjoyed music provided by the C. Milton Wright Jazz Band. A hors d’oeuvres buffet and drinks were served. In addition, several staffed “stations” situated throughout the venue provided members more information about our offerings and answered questions, particularly about electronic services. Upon entering the event, members received a ticket for door prize drawings and a card that could be marked at each of these five stations.


As the Annual Meeting began, members met members of our Board of Directors and Supervisory Committee. Next, those in attendance reached a quorum to approve the notes from last year’s meeting. Following the formalities, Board Chairman, Mike Kaiser, and President/CEO, Michael MacPherson, each made brief remarks. Mr. MacPherson gave an overview of  Freedom’s state of affairs, he discussed our mission and plans for the future. This discussion was followed by a new video providing a general overview of the Credit Union — who we are, what our values are, and what we can do for members. The evening’s business concluded with a question-and-answer session between members and the President/CEO.

Freedom's Web Strategist Rachel Schmidt
Freedom’s Web Strategist Rachel Schmidt enjoys refreshments at this year’s annual meeting
Patrice-Ricciardi Bob-Wheland at 2017 Annual Meeting
Left to right, SVP of Business Banking Robert Wehland , Business Development Specialist Patrice Ricciardi


As a gift to all in attendance, members received a plush Freedom throw blanket. Members enjoyed replenished refreshments throughout the evening’s proceedings. To wrap up the evening, Mr. MacPherson drew random winners for each of 10 door prizes.  Prizes were gift cards worth $25 apiece from a variety of local stores and restaurants. Finally, all full participation cards were collected and Mr. MacPherson drew a winner for the grand prize of $100!

New Faces

Several new attendees came out to enjoy this year’s annual meeting. We love to meet our members, and hope to see more next year! Please remember that our Annual Meetings are open to all members, and always take place in the evening. These meetings provide a great opportunity to learn about Freedom and get your questions answered while enjoying a great evening out!


Recap: 2016 Annual Meeting of Members

63rd Annual Meeting of Members Held on April 12, 2016

Freedom held its 63rd. Annual Meeting of Members on April 12 at the McFaul Center in Bel Air. To begin the evening, attendees received a small gift and mingled over refreshments.

Starting the meeting, cadets from the Maryland National Guard, Freestate ChalleNGe Academy presented the flag. This was followed by employee Jay Jones’ fantastic rendition of the national anthem. Who knew Freedom had such multi-talented employees?

In a Board of Directors overview, Mike Kaiser, Board Chair, briefly touched on the Credit Union’s annual report, “Belong To Something Special”, and reviewed last year’s activities. Mr. Kaiser also thanked members, volunteers and employees for contributing to the Credit Union’s success. Following Mr. Kaiser, Board Director George Heidelmaier, talked about 2015’s sponsorships, donations and employee volunteerism. Nick Pindale, a member of the Supervisory Committee, reported on the Credit Union’s financial condition. Additional Board members Ben Casole, Vice Chairman; Jim Church, Secretary; Tony Belcastro, Director; Ronnie Davis, Director; Lisa Ermatinger, Director; Rick Gerety, Treasurer; and Kirk Kinder, Director also participated.

In his keynote speech, Mike MacPherson, President/CEO, traced the history of Credit Unions to Germany in the mid-1800s. Mr. MacPherson noted Freedom continues to operate by the Credit Union principles of “People Helping People” and “Not-For-Profit, Not-For-Charity, But for Service.” After his presentation, Mr. MacPherson and Mr. Kaiser answered questions from members in attendance.

Following the business at hand, 12 door prize winners were chosen. Prizes consisted of gift cards, ranging from restaurants to Amazon online. In a nod to spring, prize recipients also took home small plants in cheerful ceramic pots.

Board Business Summary:

  • This year’s Nominating Committee slate of candidates for the Board of Directors was approved–Jim Church, Richard Gerety and Kirk Kinder were each re-elected to a three-year term.
  • Officers were appointed for the 2016/2017 year. Mike Kaiser returns as Chair. Richard Gerety will serve as Vice Chair. Jim Church will serve as Secretary and Tony Belcastro will serve as Treasurer.