Make the Switch to a Freedom Visa® Credit Card!

Already have a Freedom credit card? Log in to your credit card account through home banking.

Freedom offers three Platinum variable-rate credit card options, allowing you to choose the card that’s right for you—Platinum, Platinum Rewards, or Platinum Share-Secured. Each Freedom Platinum Visa option has great benefits including:

  • Competitive low variable APR*
  • No annual fee
  • No balance transfer fee
  • 1% rebate on balance transfers, up to $2001
  • No finance charges on new card purchases if the monthly balance is paid in full. Same APR for balance transfers, purchases, or cash advances2
  • Online account access: Access your Visa credit card to easily check your balance and available credit and to make safe, secure transactions on your account
  • Secure Online Purchasing—Add extra security to your Freedom Visa Credit Card when making purchases online with Verified by Visa
  • EMV Chip technology for safer transactions
Apply for one of Freedom’s Credit Card Options


Compare Freedom’s Platinum Card Options:

Offers a competitive, low APR*, and all the great convenience of a Platinum card!

Platinum Rewards**
With every qualifying purchase, you earn CURewards points—one point for every dollar charged—redeemable for 1% CASH BACK3, on a wide variety of premium merchandise, travel discounts, or gift certificates. You choose! Now earn points even faster. Get 1,000 bonus points when you open the card, and 1,500 bonus points with your first transaction, and earn 2x the points for gas and grocery purchases! Instructions on how to redeem your points

Platinum Share-Secured—Only 4.74% APR*
A great tool to help members of any age establish or rebuild a positive credit history. A Visa Share-Secured credit card allows you to borrow against a balance that you provide upon enrolling. The balance established in the account serves as collateral should you default on credit card payments

All Freedom Platinum card options may earn a 1% rebate up to $200 on balances transferred from another card


*APR = Annual Percentage Rate. Applications and APR subject to credit criteria. Variable rates subject to change. Rate is effective as of February, 2017.

**Effective February 1, 2017.

Important information regarding rate, fee and other cost information can be found on the Visa Application Disclosure and Consumer Credit Card Agreement.

1% rebate on balance transfers available up to $200 on balances up to $20,000. Offer available only for Visa Platinum Rewards cardholders. 

No finance charges on new card purchases if the balance is paid in full each month within 25 days of the billing date.

For only 5,000 points you can redeem for $50 which may be deposited into your Freedom account or used for a $50 payment on your Freedom Visa. Redeem for additional funds in increments of 5,000 points.