Make the Switch to a Freedom Visa® Credit Card!

Already have a Freedom credit card? Log in to your credit card account through home banking.

Freedom offers three Platinum variable-rate credit card options, allowing you to choose the card that’s right for you—Platinum, Platinum Rewards, or Platinum Share-Secured. Each Freedom Platinum Visa option has great benefits including:

  • Competitive low variable APR*
  • No annual fee
  • Design Your Own Card (DYOC)
  • No finance charges on new card purchases if the monthly balance is paid in full. Same APR for balance transfers, purchases, or cash advances1
  • Online account access: Access your Visa credit card to easily check your balance and available credit and to make safe, secure transactions on your account
  • Secure Online Purchasing—Add extra security to your Freedom Visa Credit Card when making purchases online with Verified by Visa
  • EMV Chip technology for safer transactions
Apply for one of Freedom’s Credit Card Options

Compare Freedom’s Platinum Card Options:

Platinum Rewards**
With every qualifying purchase, you earn CURewards points:

  • 3X points on restaurants
  • 2X points on gas and groceries
  • 1X points on everything else

Redeemable for CASH BACK2, and on a wide variety of premium merchandise, travel discounts, or gift certificates. You choose!

Now earn points even faster. Get 1,000 bonus points when you open the card, and 1,500 bonus points with your first transaction. Instructions on how to redeem your points

Offers a competitive, low APR*, and all the great convenience of a Platinum card!

Platinum Share-Secured
A great tool to help members of any age establish or rebuild a positive credit history. A Visa Share-Secured credit card allows you to borrow against a balance that you provide upon enrolling. The balance established in the account serves as collateral should you default on credit card payments


*APR = Annual Percentage Rate. Applications and APR subject to credit criteria. Variable rates subject to change. Prime rate is 5.50%, effective December 21, 2018.

**Effective February 1, 2017.

Important information regarding rate, fee and other cost information can be found on the Visa Application Disclosure and Consumer Credit Card Agreement.

1 No finance charges on new card purchases if the balance is paid in full each month within 25 days of the billing date.

For only 5,000 points you can redeem for $50 which may be deposited into your Freedom account or used for a $50 payment on your Freedom Visa. Redeem for additional funds in increments of 5,000 points.

Cardholder Agreement for Pre-Authorized Credit Card Payment 

Credit/Debit Cardholder Dispute Form