Each Freedom Platinum Visa option has great benefits including:
- Competitive low variable APR*
- No annual fee
- No finance charges on new card purchases if the monthly balance is paid in full. Same APR* for balance transfers, purchases, or cash advances2
- Online account access: Access your Visa credit card to easily check your balance and available credit and to make safe, secure transactions on your account
- Secure Online Purchasing—Add extra security to your Freedom Visa Credit Card when making purchases online with Verified by Visa
- EMV Chip technology for safer transactions
*APR is ANNUAL PERCENTAGE RATE. Rate is effective July 31, 2019.
1 The introductory rate will revert to the current standard rate as applicable after the promotional period. That is 9.74% APR to 17.74% APR based for VISA Platinum, or 11.24% APR to 18.00% APR, based on individual credit worthiness. Rates quoted are effective July 31, 2019 and subject to change. Rate will vary with the market based on Prime.
2 Applies to purchases in the first 15 months and balance transfers done in the first 90 days after the new VISA credit card account is opened. A 3% balance transfer fee is applicable to these balance transfers. This offer is available on VISA Platinum and VISA Platinum Rewards credit cards only.
3 With every qualifying purchase, you earn CURewards points, redeemable for 1% CASH BACK, or merchandise, travel discounts, or gift certificates. Redeem points online at curewards.com. 1,000 bonus points awarded at account opening and 1,500 points bonus points awarded at first retail charge. Ongoing charges at restaurants earn 3x points, or 3 points for every dollar charged. Ongoing purchases of gas or groceries earn double points or 2 points for every dollar charged. For only 5,000 points you can redeem for $50, which may be deposited into your Freedom account or used for a $50 payment on your Freedom Visa. Redeem for additional funds in increments of 5,000 points.
Rates are available on approved credit. Not all applicants will qualify for the lowest rate. The rates are the same for balance transfers and cash advances. Other fees may apply. No finance charges on new card purchases if the balance is paid in full each month within 25 days of the billing date.