Mortgage Loans

Whether you’re a newbie to buying a house or an old pro at it, turn to Freedom.  We can help you buy or refinance any type of home. Freedom offers a full range of options, along with the support and expertise to make home buying easy and affordable. Work with one of our experienced Mortgage Representatives who will help you choose the right mortgage and guide you through the entire process.

We also offer free Home Buying and Selling seminars.These seminars allow you to learn in a comfortable setting and get your questions answered by knowledgeable realtors and financing experts. Check our Home page for seminar postings.

Special offer — Home Buying seminar attendees can now have their appraisal fee waived when they finance through Freedom — up to a $400 value!

Freedom financing or re-financing options include:

  • Conventional, Fixed, Adjustable Rate Mortgage (ARM), FHA and VA loans
  • Flexible term options of 10-, 15-, 20-, 25- or 30- years
  • Low or No down-payment options
  • Piggy-Back Loans” (First and second mortgages) to eliminate private mortgage insurance (PMI)
  • Free pre-approvals
  • No application fees
  • Low settlement costs
  • Personal, dedicated assistance from application to closing
  • Also see Home Equity Loans and Lines of Credit

Freedom Federal Credit Union will lend on real estate located in 32 states.

Contact Us for Current Rates

While You’re Getting Your Mortgage . . .

Freedom’s HomeAdvantage® program gives members everything you need to simplify the home buying or home selling process, research properties and neighborhoods, select a local real estate agent, and earn cash rewards. Learn More

Freedom members are eligible for a 5% discount on Home Owners insurance. Policies provided through Liberty Mutual. Get an instant quote online or contact the local Liberty Mutual Representative and let them know you are a Freedom member.


*Cash rebates available based on the purchase/sales price of the home. You must register with SmartMove® before contacting a real estate agent and be represented by the assigned real estate firm to qualify. Contact SmartMove® for terms and conditions. SmartMove® is a program offered through Long & Foster Real Estate.

NMLS #454069