Helping Your Money Grow

Money Market Accounts

Save Better with Freedom’s Money Market Accounts

A Money Market account is a special savings account that offers a higher interest rate than traditional savings and is more flexible than a Certificate or CD. You will enjoy quicker access to your money (deposit, transfer, and withdraw funds anytime without penalty), and earn more savings, faster.

With Freedom’s Money Market accounts, you get competitive rates with a minimum starting deposit of only $2,500.

Open a Money Market Account

Money Market Features

Minimum Balance to Earn Dividends$2,500
BenefitsImmediate access with no term or penalty for withdrawal*
Competitive, tiered rates
Account earns dividends on the daily balance
Dividends are compounded and credited monthly
Additional deposits are accepted in any amount, at any time
QualificationsNo Fees with a $2,500 minimum daily balance
Monthly service charge of $10 applies when balance falls below $2,500
Open a Money Market Account

Plus, your money is insured by the National Credit Union Administration, an agency of the federal government.

To open your money market account:


For other high-dividend options, see Empower Checking and Share Certificates. For members under 26, see our Youth Package options.

For retirement savings and potential tax savings, check out our IRA options.

Check out the savings rates sheet for all our savings options.


All accounts insured by the National Credit Union Administration (NCUA). The National Credit Union Share Insurance Fund (NCUSIF) protects aggregate savings up to at least $250,000 in your regular Share Savings, Certificates, Checking, and Coverdell ESA accounts.

*Federal Reserve Board Reg D limits the number of transfers and withdrawals from a Money Market account to six (6) per month