What if I already have overdraft protection?

If you have established overdraft protection transfers out of another Freedom account, that will act as your first line of defense for any transaction that may clear when funds are not available in your checking account. If funds are not available in the account we have been directed to transfer from, the Courtesy Pay coverage you have selected will kick in. Any applicable fees for overdraft transfer or Courtesy Pay can be found on Freedom’s Schedule of Service Charges.