Golden Apple Program
The Golden Apple Program participants get these benefits1
- Receive payroll direct deposit one (1) day early (HCPS Only)
- Two FREE Loan Skip-A-Pay Offers Per Year2
- $25 match on new youth accounts3
- Get your mortgage processing fee waived when you purchase a home, with savings of up to $850!*
- Refinance and take advantage of reducing your closing costs, with savings up to $575!*
- Summer Savings Program
- Become eligible to win a $2,000 Golden Apple Annual Educator Award!
Special Rates on:
- VISA® credit cards
- Lines of Credit
1 Offer available to new or existing members who add checking and a direct deposit of at least $50 per pay period. Direct deposit must be received within 90 days of opening the Checking Account. Bonus funds are placed on hold until direct deposit received. Offer expires 90 days after account opening if all qualifications are not met.
2 Eligible to skip your loan payment(s) for twice per year for free. Not valid on mortgages, home equity lines/loans and credit card. All requests are subject to approval. Certain restrictions apply.
3 Match of up to $25 on account opening deposit, paid at time of account opening, will be deposited into the savings account. Bonus must stay in the account for 90 days.
*Offer available to Harford County school employees in the public and private sector. Savings of up to $575 for refinance and $850 for purchases.