Our Mission, Vision and History
Freedom’s mission is to be a trusted partner by creating a culture of people helping people that meets the needs of our members and the communities we serve.
Offer financial opportunity, choice and value while building relationships that provide a memorable experience in the lives of our members and the community we serve.
Freedom Federal Credit Union began in 1953 as MATCOM Federal Credit Union. The Credit Union started in Baltimore and later moved to Harford County in support of the Edgewood Arsenal, (which became part of Aberdeen Proving Ground). We received our Harford County community charter in 1999 and changed our name to Freedom Federal Credit Union in 2000. In 2020, the NCUA awarded Freedom an expansion to our community charter to include Baltimore County. In 2023, Freedom further expanded our field of membership to include Baltimore City and Carroll County. In 2025, Freedom legally merged with Atlantic Financial Federal Credit Union, welcoming those members into the Freedom fold.
Today Freedom serves individuals and their families who live, work, worship, volunteer, or attend school in Baltimore City, Baltimore County, Carroll County, and Harford County. We also support local businesses with savings, checking, loans, and other business services. We’re proud to live and work in the communities we serve!
Freedom has a long tradition of serving the military community that continues today. In addition, Freedom partners with hundreds of local businesses throughout Baltimore and Harford Counties, to offer special benefits as part of our Freedom at Work Partnership Program.
Freedom's Core Values
We exist to serve our members. Every action we take is rooted in delivering exceptional, personalized service that prioritizes the financial well-being and satisfaction of our members.
We hold ourselves to the highest standards of honesty, transparency, and ethical conduct. Trust is the cornerstone of our relationships, and we are committed to earning and keeping that trust every day.
We actively support the growth and vitality of the communities we serve. Through volunteerism, partnerships, and local investment, we help build stronger, more resilient communities.
We believe financial knowledge is key to independence and security. We empower our members with tools, resources, and guidance to make informed financial decisions at every stage of life.
We foster a culture of teamwork and mutual respect—both within our organization and with external partners. Collaboration enhances our impact and drives shared success.
We embrace change and continuously seek creative, member-focused solutions. Through innovation, we improve efficiency, accessibility, and overall member experience.
We take ownership of our actions and outcomes. We are responsible stewards of our members’ trust and assets, and we are committed to transparency and results-driven performance.
We celebrate diversity and create a welcoming environment for all. We value every individual and promote equity, inclusion, and respect in all our interactions.