Shift Into an Affordable Vehicle Loan — Refinance with Freedom!

Refinancing Your Vehicle Loan with Freedom Can Save You Money!
Apply Now!

Refinance an auto for as low as 1.99% APR!1,2 Get up to 2.00% off your APRand lower your monthly payments by refinancing your vehicle loan from another financial institution to Freedom!2

  • Save even more! Qualify for a 0.25% APR reduction3
  • Make NO payments for 90 days!4
  • Motorcycles, recreational vehicles, or even jet skis can also be refinanced at competitive rates!


1 Minimum APR 2.24% APR= Annual Percentage Rate is subject to meeting credit criteria. Actual rates are based on individual creditworthiness and may be higher based on credit performance. Financing up to retail value of the auto is available. Certain restrictions apply. Estimated monthly payment per $1,000 borrowed is $17.63 for 60 months at 2.24% APR.
2 Refinancing available only on auto loans from another financial institution. Not available on loans originated through Freedom Federal Credit Union.
3 Minimum APR of 1.99% with e-statements and automated payments.
4 First payment may be deferred for 90 days. Interest will continue to accrue from the date of the loan disbursal and become due once payments begin. Available on select auto loans. Not all applicants will qualify for 90-day deferred payment. Subject to credit criteria. Existing auto loan must be open for at least six (6) months. New loan term with Freedom cannot exceed 66 months.