Variable-Rate Lines of Credit
A personal variable-rate line of credit from Freedom is a revolving1 line of credit, much like a credit card, that you can use whenever you need it. Just apply, then Freedom will establish your APR and maximum credit limit. Once approved there is no need to re-apply unless you would like an increase in your credit limit.

Why a Personal (Variable Rate) Line-of-Credit?

  • Better rates and more flexible terms than most credit cards
  • Get money when needed with easy access1
  • Reoccurring access to funds1
  • Access funds via branch withdrawal, electronic transfer to checking, ATM, or debit card
  • Can be used as overdraft protection for Freedom checking accounts
Apply for a Line of Credit


1 Funds available up to member’s approved credit limit as the balance is paid down.