Share Certificates

Freedom has a variety of share certificate options to help you meet your savings goals. Share certificates earn you a higher rate of return for as little as $300 and as short a term as six months. See our rates page.

Freedom also offers Youth Share Certificates and IRA Share Certificates

Open a Share Certificate

Certificates

FeaturesRegular Share CertificatesSpecial Share Certificates Jumbo Share Certificates
Minimum balance to earn dividends$300$1,000$50,000
BenefitsHigher rates of returnLimited time offerings with special rates
Higher rate of return
For large sums, larger rate of return
Qualifications Penalty imposed for early withdrawal
Fees could reduce earnings
Penalty imposed for early withdrawal
Special renewal terms
Fees could reduce earnings
Penalty imposed for early withdrawal
Fees could reduce earnings
Open a Share Certificate

Disclosures

All accounts insured by the National Credit Union Administration (NCUA). The National Credit Union Share Insurance Fund (NCUSIF) protects aggregate savings up to at least $250,000 in your regular Share Savings, Certificates, Checking, and Coverdell ESA accounts.