FREE High Rate Checking

With one of the highest rates in our area, Freedom’s FREE High Rate Checking is special! Our 1.25% Annual Percentage Yield (APY) earns you more.1

A great APY plus —

  • No minimum balance requirements
  • No monthly maintenance fees or penalties

Make more while you save on fees by opening a FREE High Rate Checking account today!

Open a High Rate Checking Account

Account Features

Earn a high rate dividend of 1.25% APY on your average monthly balance up to $25,0001

No minimum balance requirements

No monthly maintenance fees or penalties

Our High Rate Checking Account Includes

  • FREE Debit Card Transactions (Signature and PIN Based)
  • FREE Online banking and bill payer2
  • FREE mobile banking
  • FREE e-Statements3
  • FREE Nationwide ATM access at over 24,000 MoneyPass ATMs

Questions? Review our High Rate Checking FAQs, and the High Rate Checking Qualifying Cycle for High Rate Checking Account dividend earnings.

 

High Rate Qualifications

  • Rate displayed is both ANNUAL PERCENTAGE YIELD and ANNUAL DIVIDEND RATE, and is effective 7/1/2016.
  • For monthly dividend computing, monthly transaction counts will be totaled three (3) days prior to the end of the specific calendar month. See qualification cycle schedule. Any transactions completed on the last three (3) days of the month, will count towards the following month’s debit card transaction requirements.
  • Dividends are calculated on an average daily balance method, and the dividend rate may fluctuate based on the balance in the account.
  • Maximum balance that can earn the high rate is $25,000. No penalty fees will be assessed. Balances up $25,000 per month will earn 1.25%. Any balance over $25,000 will earn 0.25%. Balances on accounts that fail to meet the account requirements for a given month will earn 0.05%.
  • Member must enroll in e-Statements from Freedom and complete a minimum of 15 Point-Of-Sale (POS) transactions per month using a Freedom MasterCard Debit Card (Both Signature or PIN based transactions are applicable) to earn high rate (ATM transactions do not qualify).

Disclosures

1 Earn 1.25% Annual Percentage Yield (APY) on balances up to $25,000 per month. Any balance over $25,000 will earn 0.25%. Balances on accounts that fail to meet the account requirements for a given month will earn 0.05%. No minimum balance requirements. No monthly maintenance fees or penalties.

2 Bill Payer is free when the account is active with at a transaction performed each month. If Bill Payer is not active, a $5 monthly service charge is applied. All rates and terms are subject to change.

3 Member must enroll in e-Statements from Freedom and complete a minimum of 15 Point-Of-Sale (POS) transactions per month using a Freedom MasterCard Debit Card (Both Signature or PIN based transactions are applicable) to earn high rate (ATM transactions do not qualify).

All rates and terms are subject to change without notice.