Savings Certificates

Certificates

Greater Savings. Greater Returns.

Certificates

Freedom has a variety of share or IRA certificate options to help you meet your savings goals. Share certificates earn you a higher rate of return for as little as $300 and as short a term as six months. Go to our rates page for a full listing of certificate options.

Certificate Specials

  • Regular Certificate Specials

    52-Week Share and IRA Certificate Special1,2

    • 0.25% APY*
    • 52-Week Term
    • $300 minimum deposit

    25-Month Share and IRA Certificate Special1,2,3

    • 0.60% APY*
    • 25-Month Term
    • $300 minimum deposit

    55-Month Share and IRA Certificate Special1,2,4

    • 0.70% APY*
    • 55-Month Term
    • $300 minimum deposit
  • Jumbo Certificate Specials

    52-Week Jumbo Share and Jumbo IRA Certificate Special1,2

    • 0.25% APY*
    • 52-Week Term
    • $50,000 minimum deposit

    25-Month Jumbo Share and Jumbo IRA Certificate Special1,2,5

    • 0.60% APY*
    • 25-Month Term
    • $50,000 minimum deposit

    42-Month Jumbo Share and Jumbo IRA Certificate Special1,2,6

    • 0.65% APY*
    • 42-Month Term
    • $50,000 minimum deposit

Request for information/application for a Certificate Special

  • Are you a Freedom member? * Required

Disclosures

* APY is Annual Percentage Yield. External Savings Rate Effective 10-01-2020 and are subject to change. Limited time offer.

1 Fees could reduce earnings on the account

2 A penalty will be imposed for early withdrawal that could reduce earnings

3 Upon maturity a Special 25-Month Certificate renews to a 24-Month Regular Share or IRA Certificate.

4 Upon maturity a Special 55-Month Certificate renews to a 48-Month Regular Share or IRA Certificate.

5 Upon maturity a Special 25-Month Jumbo Certificate renews to a 24-Month Jumbo Share or Jumbo IRA Certificate.

6 Upon maturity a Special 42-Month Jumbo Certificate renews to a 36-Month Jumbo Share or Jumbo IRA Certificate.

All accounts insured by the National Credit Union Administration (NCUA). The National Credit Union Share Insurance Fund (NCUSIF) protects aggregate savings up to at least $250,000 in your regular Share Savings, Certificates, Checking, and Coverdell ESA accounts.