How to Get Free Annual Credit Reports
The law requires each of the major nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to give you a free copy of your credit report every year if you ask for it.
Visit www.annualcreditreport.com or call 1-877-322-8228, a service created by these three companies, to order your free credit reports each year. You also can write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
Free Credit Score
Please note that your free yearly credit reports WILL NOT contain your credit score. You may obtain a free Experian credit score through the web site Credit Karma, www.creditkarma.com.