When you need to make a major purchase, start by doing your homework. Decide what exactly you need. Research the product you need, and what options you have. Do you need top-of-the-line washer, or will a standard model suffice? Do you need to buy a new car? What about leasing or buying used? Make sure you’ve got the answers before you go to make the purchase. You can read more about making major purchases at our AdviceSite.
Educate yourself about Buying a Home, or Refinancing a Home. You can also use our calculator to estimate potential mortgage costs.