Shift Into an Affordable Auto Loan 

Get an Affordable Auto Loan: Refinance and Save!

Shift into an affordable auto loan rateGet up to 2.00% off your APR1and lower your monthly payments by refinancing your auto loan from another financial institution to Freedom!2

  • Save even more! Qualify for a 0.25% APR reduction3
  • Make NO payments for 90 days!4

Refinance and Save! Get an affordable auto loan from Freedom!


1 Minimum APR 2.24% APR= Annual Percentage Rate is subject to meeting credit criteria. Actual rates are based on individual creditworthiness and may be higher based on credit performance. Financing up to retail value of the auto is available. Certain restrictions apply.

2 Refinancing available only on auto loans from another financial institution. Not available on loans originated through Freedom Federal Credit Union.

3 Minimum APR of 1.99% with e-statements and automated payments. Estimated payment is $350.47 per month for 60 months at 1.99% APR based on a loan amount of $20,000.

4 First payment may be deferred for 90 days. Interest will continue to accrue from the date of the loan disbursal and become due once payments begin. Available on select auto loans. Not all applicants will qualify for 90-day deferred payment. Subject to credit criteria. Existing auto loan must be open for at least six (6) months. New loan term with Freedom cannot exceed 66 months.