Mortgages and Refinances
As Low As
 15 Year - 0 Points  4.875% APR*
 20 Year - 0 Points  5.625% APR
 30 Year - 0 Points  5.625% APR
*Annual Percentage Rate
Click here for more details

Home Equity - Fixed
Starting at
 Up to 7 Years  6.25% APR*
 8 -10 Years  6.75% APR
 11-15 Years  7.25% APR
*Annual Percentage Rate
Click here for more details
 

 

Lost or stolen credit cards

call 1-800-449-7728

Security Alert:  Freedom reminds all members - DO NOT EVER give out personal information to anyone you don't know.  If you get an email requesting this type of information, delete it.  Don't give out information over the phone unless YOU place the call and know to whom you are speaking - DO NOT respond to unknown calls requesting private information no matter who they say they represent.


Security Alerts

Grand Jury Scam

There is fraudulent email in circulation that “appears” to be sent by the United States District Court.  The email states the receiving party is subpoenaed to appear and testify before the Grand Jury in a court case and requests that party download a document with additional information.

If you receive this type of email, please delete it immediately.  DO NOT download any documents. 

Text Message Scam

The purpose of this fraud alert is to inform you of a scam that involves unsolicited text messages sent to cell phones. The message urges the recipient to call a number provided for information about account discrepancies and then solicits individual account information and pin numbers.

 

Cell phone users should be weary of unsolicited text messages. Such messages should be deleted and all deleted text messages should be removed, if possible, as the perpetrators have been known to use Spyware in conjunction with their text message solicitation.  Such a scam could be used to obtain personally identifiable information and credit union account access information, for those who access their accounts using their cell phones.

Identity Theft Safety Tips

While police are now looking at ID theft as a new priority, the best defense against identity theft at home is a good offense.

Never throw away the following items without shredding first:

  1. Old or new checks or their carbon copies
  2. Life insurance documents
  3. Credit, ATM, or debit receipts
  4. Pre-approved credit or loan applications
  5. Old or unused credit cards
  6. Paycheck stub
  7. W-2s

An Education on Identity Theft

Almost daily, we hear new reports about someone becoming a victim of identity theft. This theft comes in many forms and can devastate a person's credit report. Click for details -www.ftc.gov

When Bad Things Happen to Your Good Name

The Federal Trade Commission, working with other government agencies, produced a booklet to help you guard against, and recover from, identity theft. Titled "When Bad Things Happen To Your Good Name." Click here for more...

Free Credit Reports

The law requires each of the major nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to give you a free copy of your credit report every year if you ask for it.

Visit www.annualcreditreport.com or call 1-877-322-8228, a service created by these three companies, to order your free credit reports each year. You also can write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Active Duty Alerts

Military service members can now have "active duty" alerts placed in their consumer credit files to help avoid becoming victims of identity theft while they're deployed. Click here for details.

Donating Tips
Fraud Prevention
Phishing


Link to Other Relevant Sites


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Freedom Federal Credit Union    P.O. BOX 1545   Bel Air, Maryland 21014
410-676-5700   1-800-440-4120
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