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Mortgages and Refinances
As Low As
*Annual Percentage Rate
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Home Equity - Fixed
Starting at
*Annual Percentage Rate
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PRODUCTS AND SERVICES | LOANS | HOME FINANCING

Buying a new home or selling the one you're in? Freedom, in association with Long & Foster Realtors, is providing members with access to the SMARTMOVE program.  This program provides many great services that will help you through either process - the biggest one?  CASH REBATES!  Click on the icon for more details.

Whatever your mortgage need,

Freedom has millions to lend! 

We have partnered with Member Mortgage Solutions to offer an expanded menu of mortgage products and services. Click the link above to find a loan that's right for you or call 1-800-440-4120 to speak with a Freedom Mortgage Loan Representative.

 

First Mortgages

You can choose a 15-year, 20-year or 30-year term. Plus, we offer fixed and variable rate products with LOW interest rates, LOW settlement costs, NO application fees and NO points! Even though the mortgage process can be intimidating, Freedom will provide a streamlined, personalized and customer-focused approach, helping you every step of the way. We take care of the details so you can focus on your new home! Whether you want to purchase or refinance, invest in a second home or get a home equity loan, Freedom's focus will be on making the process as simple and stress-free as possible.

Reverse Mortgages

Exactly what is a reverse mortgage? A reverse mortgage is a safe and easy way for seniors to turn their home's equity into an additional source of income to meet any financial need. It is a loan that is available to homeowners who are at least 62 years of age and who have a substantial amount of equity in their home. Unlike traditional home equity loans, reverse mortgages have no income or credit qualifications and no repayment of any kind is required until the home is sold, the borrower permanently moves out or passes away.

 

Freedom now offers a Premium Checking account which qualifies you for some great extras when you maintain certain balances on your home equity loan or line account.  Click here for all the details.

Home Equity Loan

This type of loan allows you to use the cash equity in your home for any purpose including home improvements, college tuition, or to pay off higher interest debt. Freedom home equity loans are available with up to 15-year terms, LOW fixed interest rates and no closing cost option availability.  And, the interest you pay may be tax deductible*. Apply today by calling 1-800-440-4120 any time, day ornight, even weekends, and speak with a Loan Representative. Or apply online.

* Consult your tax advisor for details.

Home Equity Line of Credit - NOW WITH CHECK ACCESS!

The cash equity in your home can be used over and over again. And, with this line of credit, once you are approved, you’ll never need to apply again…you’ll save time and money by not having to go through the settlement process numerous times. A Freedom home equity line of credit is available with up to 15-year terms, LOW variable interest rates and no closing cost option availability.  And, the interest you pay may be tax deductible*. Apply today by calling 1-800-440-4120 any time, day or night, even weekends, and speak with a Loan Representative. Or apply online.

* Consult your tax advisor for details.

Use our handy calculator to figure out your approximate monthly payments

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Freedom Federal Credit Union    P.O. BOX 1545   Bel Air, Maryland 21014
410-676-5700   1-800-440-4120
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The links provided on this site are a courtesy of Freedom FCU and do not imply endorsement or responsibility of any kind.