Mortgages and Refinances
As Low As
 15 Year - 0 Points  4.875% APR*
 20 Year - 0 Points  5.625% APR
 30 Year - 0 Points  5.625% APR
*Annual Percentage Rate
Click here for more details

Home Equity - Fixed
Starting at
 Up to 7 Years  6.25% APR*
 8 -10 Years  6.75% APR
 11-15 Years  7.25% APR
*Annual Percentage Rate
Click here for more details
 

Kirby Club members are automatically entered to

WIN a $250 share certificate every quarter.

The next drawing will be June 16, 2008.

Kirby Kangaroo

                                  

    

    

    

     For ages 2 to 12

With just $5 to establish membership, your child can own a piece of Freedom and earn interest on their account, while learning to manage their money. Your child will feel SPECIAL with their very own savings account.  It's just for them, and here's what they'll get when they join:

  • FREE Gift, just for joining!
  • Automatically entered to WIN a $250 share certificate every quarter!
  • Savings account with their very own Kirby Membership Card.
  • Passbook to keep track of club deposits and withdrawals.
  • Kirby's Quarter Saver to store and save their coins.
  • Special "Kirby Bucks" to redeem for cool stuff.* Click for details
  • Choose an item from Kirby's Mystery Chest when funds are automatically deposited the account.**
  • $5 Achievement Deposits for awards earned throughout the school year.***
  • A fun and interactive Web Site just for Kirby Club members.
  • Kirby's Hoppin' Newsletter, mailed quarterly, full of fun games, stories, and MORE!
  • Special just-for-kids events and mailings.
  • Kirby Kids can also open short- and long-term certificates with a low $100 minimum deposit. Click for details

 

*One Kirby Buck awarded for each $10 deposit.  A maximum of five Kirby Bucks earned per day, or eight redeemed per day.

**With a minimum $10 payroll deduction or direct deposit commitment.

*** Limited to one $5 deposit into the savings account, per current quarter, for eligible awards, such as: honor roll, perfect attendance, athletic awards, and other activities.

If you would like more information on the Kirby Kangaroo Club, contact us by email or call (410) 676-5700 or (800) 440-4120. Apply Now!

At age 13, Kirby Kangaroo Accounts are transferred to a teen savings account called CU Succeed. You will be informed prior to the transfer.

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Saving is fun with KIRBY KANGAROO INCENTIVES !

  Kirby Saves

Help your child learn the value of saving by working towards goals and incentives with fun prizes designed just for them. Nothing encourages kids to save more than being rewarded. That's where Kirby Kangaroo Incentive Prizes come in. Children are awarded one "Kirby Buck" for every $10 deposit. They then save these up and redeem them later for the prize of their choice. Using this system helps children understand the value of delayed gratification when it comes to saving money. Your child can choose between opting for the "quick" reward of a small item for only two Kirby Bucks, or continue to save their Bucks for a more substantial item.

 

Check out Kirby's Incentives Prize Sheet to see what fun stuff you can get with your Kirby Bucks.  Redeemable at any branch location. 

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 Kirby Kangaroo

KIRBY'S Web Site

Your child will also receive FREE access to Kirby Kangaroo's fun and interactive Web Site, packed with attractive features, including:

  • Games - Some are educational and help kids learn important concepts, while others are just plain FUN!
  • Stories - Kirby is always embarking on an interesting new adventure. Your child will enjoy reading the latest Kirby story, while learning valuable lessons about saving money.
  • Coloring Pages - Kids love to color, so they'll keep busy coloring the latest Kirby page. Pages are provided in Adobe PDF format for easy downloading.
  • Jokes - The Kirby site has plenty of jokes to keep your child laughing. They can even submit their own jokes. If they're funny, they will be posted on the Kirby site!

Recommended Sites

Here are a few sites that are fun and educational! 

Disney Online    Yahooligans             NOGGIN(preschooler shows)     

Kids' Place        Discovery Kids         The Yuckiest Site(Science)

Kids' Division of the Internet Public Library    The JASON Project (Science & Math)

         

 

 

Freedom Federal Credit Union    P.O. BOX 1545   Bel Air, Maryland 21014
410-676-5700   1-800-440-4120
    Privacy Policy   Disclosure

The links provided on this site are a courtesy of Freedom FCU and do not imply endorsement or responsibility of any kind.