CU Succeed members are automatically entered to WIN an

iPod nano 4GB including a $50 iTunes gift card every quarter.

The next drawing will be June 16 , 2008.

Freedom wants to CU Succeed.

Financially and in Life!

This is an exciting program designed specifically for you, our teen members! You'll get practical advice on topics like how to manage money, buy a car, and debit and credit use, mixed with a little fun. And best of all, it's FREE!

For members 13 to 17, your account includes:

• $10 Best Buy® Gift Card, just for joining.
• Automatically entered to WIN an iPod nano 4GB including a $50 iTunes gift card every quarter.
• Savings account with no minimum balance requirement or monthly fees.*
• FREE Checking - no minimum or monthly fees, Free Overdraft Protection, and Unlimited Free Checks.**
• 24-hour access to your money with our Free ATM/Check Card.** Use it fee-free at any participating ATM.
• $5 Achievement Deposits for awards earned throughout the school year.***
• Free access to the CU Succeed Web Site full of great resources. Learn how to establish and manage credit, buy your first car, find a summer job, and which college to attend. You may even submit an article to be published.
• Free CU Succeed Quarterly Newsletter - written by teens, for teens.
• Free Online Banking and Telephone Teller - anytime, day or night, view transaction history, check balances, and transfer funds.
• Live Chat - chat with a Freedom representative online and get answers Now!
• Short- and long-term certificates with a low $100 minimum. Click for rates!

For members 16 and 17

You're not a child anymore, but not yet legally an adult.

So we have a few extras for you until you get there.

In addition to EVERYTHING mentioned above, you will also be eligible for:

• "Starter" Visa® Credit Card with a maximum limit of $300.** Click for more
• New and Used Auto Loans with NO PAYMENT for 90 DAYS, affordable monthly payments, plus an extra .25% OFF the loan rate with checking and direct deposit.**
• FREE subscription to magazine, plus access to the brass|CU web site, full of great resources & entertainment.

If you would like more information on the CU Succeed Program, contact us by email or call (410) 676-5700 or (800) 440-4120. Apply Now!

At age 18, CU Succeed Accounts are transferred to a general membership account. You will be informed prior to the transfer.  To join the Choices Program, designed specifically for members age 18 to 25, contact us by email or call (410) 676-5700 or (800) 440-4120.

* Requires a $5 deposit to establish membership and adult joint owner.

** An adult joint owner or co-applicant is required.

*** Limited to one $5 deposit into the savings account, per current quarter, for eligible awards, such as: honor roll, perfect attendance, athletic awards, and other activities.