Freedom FCU Harford County's Better Way to Bank
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Personal Loans share this page
Freedom offers several Personal Loan options with very competitive loan rates and terms. Each loan requires no collateral. Apply by calling 1-800-440-4120 any time, day or night, even weekends, and speak with a loan representative, or you may apply online

Non-Variable Rate Option Repayment terms of up to 60 months

Variable Rate Option Secure a competitive rate with a Variable Rate Line of Credit based on Prime Rate.

Share-Secured Loan

  • holds funds in a Freedom Share Savings Account, or a Share Certificate Account. 
  • As you pay down the balance, more funds become available for your use.
  • Great rate--currently Freedom Regular Share Savings dividend rate plus 3.00%.
  • A great way to establish credit.

Consolidation Loan

  • Consolidate high rate credit cards, and other high rate loan bills into one convenient, affordable loan.
  • Lower your monthly payment and pay down debt faster.
  • Repayment is safe, secure and fast with Direct Deposit, or Payroll Deduction and online Bill Payer, offered free of charge with any Freedom Checking Account option and at least one monthly payment.

Credit Cards

Freedom also offers options to apply for a Visa credit card. Options include:

    • Platinum
    • Platinum Share Secured
    • Platinum Rewards
See the latest loan rate listing and current Prime Rate. Online calculators are available to help you determine your approximate monthly payment. Business loans are also available.  

Join FreedomApply For a LoanOpen Additional AccountApply for a Credit Card
Rates & Service Fees View All
Loans / Credit Cards
Loans/Lines of Credit
As Low As*
New Auto 2.24%**
Used Auto 2.64%**
Variable Rate Line of Credit Prime + 4% 
Personal Loan 10.74%**
Home Equity Line of Credit Prime

*Certain conditions apply. **Rates shown with discount for e-Statements and automated payment. For all current rates, terms, options and disclosures, click here.

Credit Card Rates
Credit Card Rates
As Low As*
Visa Platinum 8.25%
Visa Platinum Rewards 9.25%
Visa Platinum Share Secured 15.25%

*Certain conditions apply. For all current rates, terms, options and disclosures, click here.

Mortgages and Home Equity
Mortgage/Home Equity
As Low As*  

Call for Info:

Fixed-Rate Home Equity


*Certain conditions apply. For all current rates, terms, options and disclosures, click here.

Savings and Checking
Annual Percentage Yield*
Share Savings .15%

Money Market

IRA Call
Youth Checking .20%
High Rate Checking  1.25%

*Certain conditions apply. For all current rates, terms, options and disclosures, click here.


Freedom Federal Credit Union, P.O. Box 1545, Bel Air, Maryland 21014 | 410-676-5700 | 1-800-440-4120 | Routing # 255077299

Federally Insured by NCUA
Equal Housing Lender Equal Housing Lender
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