Freedom FCU Harford County's Better Way to Bank
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Phone: (toll free) 1-800-440-4120, or 410-676-5700 / 410-679-2440 (Baltimore)

Fax: 410-679-6316

Freedom's Routing Number—255077299

Inclement Weather Hotline: 410-420-3131

24-Hour Loans by Phone: 1-800-440-4120

TDD: 410-676-9584

Mailing Address:
Freedom Federal Credit union
PO Box 1545
Bel Air, Maryland 21014

Live Chat - Chat with a Member Service Representative.  Available Monday through Friday from 8:30 a.m. to 5:00 p.m. Overnight email service available.

Branch & ATM Locations

Employment Opportunities

If you have a comment or issue regarding a Freedom product, service, or employee, please email

If you have an idea to improve Freedom, please click here:

Email Freedom’s CEO a Suggestion 

Have you received a suspicious email which requests sensitive personal information or information about your Freedom account? Please forward suspicious emails that you think might be a phishing attempts to for investigation.

Lost or Stolen ATM/Debit Card—To report lost or stolen card, or replace damaged card, call 1-800-440-4120

Lost or Stolen Credit Card—To report lost or stolen credit card, or replace damaged card, call 1-800-449-7728

Business Banking—For business banking information, please contact the Business Banking Department at

Mortgages—For mortgage information, please contact the Mortgage Department at  

Donation and Sponsorship Requests—For donation and sponsorship requests, please email

Partnership Inquiries—For partnership opportunities, please contact our Business Development team at

Join FreedomApply For a LoanOpen Additional AccountApply for a Credit Card
Rates & Service Fees View All
Loans / Credit Cards
Loans/Lines of Credit
As Low As*
New Auto 2.24%**
Used Auto 2.64%**
Variable Rate Line of Credit Prime + 4% 
Personal Loan 10.74%**
Home Equity Line of Credit Prime

*Certain conditions apply. **Rates shown with discount for e-Statements and automated payment. For all current rates, terms, options and disclosures, click here.

Credit Card Rates
Credit Card Rates
As Low As*
Visa Platinum 8.25%
Visa Platinum Rewards 9.25%
Visa Platinum Share Secured 15.25%

*Certain conditions apply. For all current rates, terms, options and disclosures, click here.

Mortgages and Home Equity
Mortgage/Home Equity
As Low As*  

Call for Info:

Fixed-Rate Home Equity


*Certain conditions apply. For all current rates, terms, options and disclosures, click here.

Savings and Checking
Annual Percentage Yield*
Share Savings .15%

Money Market

IRA Call
Youth Checking .20%
High Rate Checking  1.25%

*Certain conditions apply. For all current rates, terms, options and disclosures, click here.


Freedom Federal Credit Union, P.O. Box 1545, Bel Air, Maryland 21014 | 410-676-5700 | 1-800-440-4120 | Routing # 255077299

Federally Insured by NCUA
Equal Housing Lender Equal Housing Lender
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